IFSC Code of ICICI Bank Limited, Erankulam Pallimukku Branch, Kerala

Use this page as a one-stop reference for everything related to ICICI Bank Limited's ERANKULAM PALLIMUKKU branch in KOCHI, KERALA. The branch's IFSC code ICIC0006351 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0006351 is the IFSC of ICICI Bank Limited's ERANKULAM PALLIMUKKU branch. The format is fixed: ICIC = bank code, 0 = reserved, 006351 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Erankulam Pallimukku branch — IFSC ICIC0006351 — extends the bank's services to customers in and around Kochi, Kerala.

Branch details at a glance

About the Erankulam Pallimukku branch

The Erankulam Pallimukku branch of ICICI Bank Limited is situated at ICICI BANK LTD., DD OCEANO MALL, MARINE DRIVE, KOCHI, DIST. ERNAKULAM, KERALA.682031. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0006351 is used.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ERANKULAM PALLIMUKKU of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0006351 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0006351 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Erankulam Pallimukku branch is mapped to IFSC ICIC0006351 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0006351.

Products and services

Customers walking into the Erankulam Pallimukku branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0006351

How to transfer money using IFSC ICIC0006351

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0006351 across all three.

How to use IFSC ICIC0006351 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's ERANKULAM PALLIMUKKU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0006351.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as ERANKULAM PALLIMUKKU.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ERANKULAM PALLIMUKKU

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's ERANKULAM PALLIMUKKU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0006351 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – ERANKULAM PALLIMUKKU, use IMPS. With IFSC ICIC0006351 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0006351 for ICICI Bank Limited – ERANKULAM PALLIMUKKU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Erankulam Pallimukku branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0006351

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – ERANKULAM PALLIMUKKU is still mapped to IFSC ICIC0006351. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0006351 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0006351

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ERANKULAM PALLIMUKKU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0006351 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Erankulam Pallimukku branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0006351 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – ERANKULAM PALLIMUKKU:

• The IFSC is exactly ICIC0006351 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and ERANKULAM PALLIMUKKU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Erankulam Pallimukku branch sits at ICICI BANK LTD., DD OCEANO MALL, MARINE DRIVE, KOCHI, DIST. ERNAKULAM, KERALA.682031. If you are travelling from outside Kochi, search for the branch on a maps application using the bank name and locality, or call 91-8594044422 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0006351 and your account number.

Verifying IFSC ICIC0006351 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0006351 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8594044422.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Erankulam Pallimukku branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0006351, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0006351 belongs to ICICI Bank Limited's ERANKULAM PALLIMUKKU branch, located at ICICI BANK LTD., DD OCEANO MALL, MARINE DRIVE, KOCHI, DIST. ERNAKULAM,… in KOCHI, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.