This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, KHEDA branch in KHEDA. The 11-digit IFSC ICIC0002020 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the KHEDA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – KHEDA is ICIC0002020. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002020 map to this branch in KHEDA, GUJARAT.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Kheda |
| IFSC Code | ICIC0002020 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., GROUND FLOOR, RIVER PARK COMPLEX, MAIN BAZAAR ROAD, OPP. CIRCUIT HOUSE, KHEDA.387411, GUJARAT |
| City | Kheda |
| District | Kheda |
| State | Gujarat |
| STD Code | 91 |
| Phone | 7573007439 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Kheda branch in Kheda. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0002020.
About the Kheda branch
The Kheda branch of ICICI Bank Limited is situated at ICICI BANK LTD., GROUND FLOOR, RIVER PARK COMPLEX, MAIN BAZAAR ROAD, OPP. CIRCUIT HOUSE, KHEDA.387411, GUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0002020 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KHEDA branch came to be assigned the code ICIC0002020.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002020, money simply cannot be routed to the KHEDA branch electronically.
How to transfer money using IFSC ICIC0002020
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002020 across all three.
NEFT to ICICI Bank Limited, KHEDA using IFSC ICIC0002020
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002020, and confirm that the system picks up ICICI Bank Limited – KHEDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0002020
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – KHEDA, ensure your bank's portal accepts IFSC ICIC0002020 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – KHEDA, use IMPS. With IFSC ICIC0002020 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0002020 for ICICI Bank Limited – KHEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0002020 | Yes – ICIC0002020 | Yes – ICIC0002020 |
For most retail customers crediting the Kheda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0002020
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – KHEDA is still mapped to IFSC ICIC0002020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002020 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Kheda branch is mapped to IFSC ICIC0002020 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0002020.
Products and services
Customers walking into the Kheda branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0002020
MICR & cheque-truncation details
Cheques drawn on the Kheda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0002020 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC ICIC0002020
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KHEDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0002020 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC ICIC0002020
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – KHEDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0002020. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kheda branch sits at ICICI BANK LTD., GROUND FLOOR, RIVER PARK COMPLEX, MAIN BAZAAR ROAD, OPP. CIRCUIT HOUSE, KHEDA.387411, GUJARAT. If you are travelling from outside Kheda, search for the branch on a maps application using the bank name and locality, or call 91-7573007439 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0002020 and your account number.
Verifying IFSC ICIC0002020 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0002020 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7573007439.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kheda are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002020 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedKheda Branch
ICICI BANK LTD., GROUND FLOOR, RIVER PARK COMPLEX, MAIN BAZAAR ROAD, OPP. CIRCUIT HOUSE, KHEDA.387411, GUJARAT
Kheda, Gujarat
Phone: 91-7573007439
IFSC: ICIC0002020
Frequently asked questions
Is IFSC ICIC0002020 the same for all accounts at Kheda branch?
Yes. The IFSC ICIC0002020 is shared by every account held at ICICI Bank Limited's Kheda branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0002020 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Kheda reflect within 30 minutes.
How do I add ICICI Bank Limited Kheda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0002020, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is ICICI Bank Limited Kheda branch located?
ICICI Bank Limited's Kheda branch is located at ICICI BANK LTD., GROUND FLOOR, RIVER PARK COMPLEX, MAIN BAZAAR ROAD, OPP. CIRCUIT HOUSE, KHEDA.387411, GUJARAT, Kheda, Gujarat.
Can I use IFSC ICIC0002020 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0002020 to send funds instantly.
What is the IFSC code of ICICI Bank Limited Kheda branch?
The IFSC code of ICICI Bank Limited, Kheda branch is ICIC0002020. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC ICIC0002020 valid for NEFT and RTGS?
Yes. IFSC ICIC0002020 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kheda branch but serve different purposes.
Summary
The IFSC code ICIC0002020 belongs to ICICI Bank Limited's KHEDA branch, located at ICICI BANK LTD., GROUND FLOOR, RIVER PARK COMPLEX, MAIN BAZAAR ROAD, OPP.… in KHEDA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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