If you are searching for the IFSC code of ICICI Bank Limited, KEYLONG branch in KEYLONG, HIMACHAL PRADESH, this page has every detail you need. The verified IFSC code for this branch is ICIC0004535. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KEYLONG branch, and detailed step-by-step guides for using the IFSC ICIC0004535 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0004535 is the IFSC of ICICI Bank Limited's KEYLONG branch. The format is fixed: ICIC = bank code, 0 = reserved, 004535 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Keylong branch in Keylong. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0004535.
About the Keylong branch
The Keylong branch of ICICI Bank Limited is situated at ICICI BANK LTD., LAMA YURU BUILDING, NEAR RASBIHARI CHOWK, VPO KEYLONG, DIST. LAHAUL SPITI, HIMACHAL PRADESH.175132. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0004535 is used.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Keylong |
| IFSC Code | ICIC0004535 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., LAMA YURU BUILDING, NEAR RASBIHARI CHOWK, VPO KEYLONG, DIST. LAHAUL SPITI, HIMACHAL PRADESH.175132 |
| City | Keylong |
| District | Lahul and Spiti |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 7018699472 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KEYLONG branch came to be assigned the code ICIC0004535.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004535, money simply cannot be routed to the KEYLONG branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Keylong branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0004535 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC ICIC0004535
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004535 across all three.
How to use IFSC ICIC0004535 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's KEYLONG branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0004535.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as KEYLONG.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to KEYLONG
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's KEYLONG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004535 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – KEYLONG, use IMPS. With IFSC ICIC0004535 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0004535 for ICICI Bank Limited – KEYLONG, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0004535 | Yes – ICIC0004535 | Yes – ICIC0004535 |
For most retail customers crediting the Keylong branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's KEYLONG branch, the IFSC ICIC0004535 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Keylong branch is mapped to IFSC ICIC0004535 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0004535.
Products and services
Customers walking into the Keylong branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0004535
Online banking and IFSC ICIC0004535
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KEYLONG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004535 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Keylong branch sits at ICICI BANK LTD., LAMA YURU BUILDING, NEAR RASBIHARI CHOWK, VPO KEYLONG, DIST. LAHAUL SPITI, HIMACHAL PRADESH.175132. If you are travelling from outside Keylong, search for the branch on a maps application using the bank name and locality, or call 91-7018699472 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004535 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KEYLONG:
- The IFSC is exactly ICIC0004535 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and KEYLONG as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Keylong branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0004535, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0004535 for ICICI Bank Limited – KEYLONG, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
ICICI Bank LimitedKeylong Branch
ICICI BANK LTD., LAMA YURU BUILDING, NEAR RASBIHARI CHOWK, VPO KEYLONG, DIST. LAHAUL SPITI, HIMACHAL PRADESH.175132
Keylong, Himachal Pradesh
Phone: 91-7018699472
IFSC: ICIC0004535
Frequently asked questions
Does ICICI Bank Limited Keylong branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7018699472 to confirm.
Can I use IFSC ICIC0004535 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0004535 to send funds instantly.
How do I add ICICI Bank Limited Keylong as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0004535, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Keylong branch but serve different purposes.
Where is ICICI Bank Limited Keylong branch located?
ICICI Bank Limited's Keylong branch is located at ICICI BANK LTD., LAMA YURU BUILDING, NEAR RASBIHARI CHOWK, VPO KEYLONG, DIST. LAHAUL SPITI, HIMACHAL PRADESH.175132, Keylong, Himachal Pradesh.
Is IFSC ICIC0004535 the same for all accounts at Keylong branch?
Yes. The IFSC ICIC0004535 is shared by every account held at ICICI Bank Limited's Keylong branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0004535 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Keylong reflect within 30 minutes.
Summary
The IFSC code ICIC0004535 belongs to ICICI Bank Limited's KEYLONG branch, located at ICICI BANK LTD., LAMA YURU BUILDING, NEAR RASBIHARI CHOWK, VPO KEYLONG, DIST.… in KEYLONG, HIMACHAL PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
