IFSC Code of ICICI Bank Limited, Technopark Phase Three Branch, Kerala

Use this page as a one-stop reference for everything related to ICICI Bank Limited's TECHNOPARK PHASE THREE branch in KAZHAKUTTAM, KERALA. The branch's IFSC code ICIC0003234 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – TECHNOPARK PHASE THREE is ICIC0003234. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003234 map to this branch in KAZHAKUTTAM, KERALA.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Technopark Phase Three branch in Kazhakuttam, Kerala is part of this network and uses the IFSC code ICIC0003234 for all electronic settlement.

Branch details at a glance

About the Technopark Phase Three branch

The Technopark Phase Three branch of ICICI Bank Limited is situated at ICICI BANK LTD., YAMUNA BUILDING, TECHNOPARK PHASE.3, KARYAVATTOM, THIRUVANANTHAPURAM, KERALA.695581. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0003234 is used.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TECHNOPARK PHASE THREE of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003234 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003234 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Technopark Phase Three branch

Once you have an account at ICICI Bank Limited – TECHNOPARK PHASE THREE, the IFSC ICIC0003234 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Technopark Phase Three branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8129310430.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003234

How to transfer money using IFSC ICIC0003234

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003234 across all three.

NEFT to ICICI Bank Limited, TECHNOPARK PHASE THREE using IFSC ICIC0003234

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003234, and confirm that the system picks up ICICI Bank Limited – TECHNOPARK PHASE THREE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TECHNOPARK PHASE THREE

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's TECHNOPARK PHASE THREE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003234 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited TECHNOPARK PHASE THREE (IFSC ICIC0003234)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003234 in your mobile or internet banking app, and the money is credited to the TECHNOPARK PHASE THREE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0003234 for ICICI Bank Limited – TECHNOPARK PHASE THREE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Technopark Phase Three branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0003234

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – TECHNOPARK PHASE THREE is still mapped to IFSC ICIC0003234. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003234 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Technopark Phase Three branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003234 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003234 and the account number together uniquely identify the Technopark Phase Three branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – TECHNOPARK PHASE THREE:

• The IFSC is exactly ICIC0003234 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and TECHNOPARK PHASE THREE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Technopark Phase Three branch

The branch is located at ICICI BANK LTD., YAMUNA BUILDING, TECHNOPARK PHASE.3, KARYAVATTOM, THIRUVANANTHAPURAM, KERALA.695581, which puts it inside Kazhakuttam, the broader Thiruvananthapuram district, and the state of Kerala. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Technopark Phase Three branch” — the verified location pin for IFSC ICIC0003234 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8129310430 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003234 and your account number.

Verifying IFSC ICIC0003234 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003234 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8129310430.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Technopark Phase Three are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003234 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003234 belongs to ICICI Bank Limited's TECHNOPARK PHASE THREE branch, located at ICICI BANK LTD., YAMUNA BUILDING, TECHNOPARK PHASE.3, KARYAVATTOM,… in KAZHAKUTTAM, KERALA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.