Use this page as a one-stop reference for everything related to ICICI Bank Limited's KASRAWAD branch in KASRAWAD, MADHYA PRADESH. The branch's IFSC code ICIC0003831 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's KASRAWAD branch, the IFSC ICIC0003831 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 003831 identifies this particular branch.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Kasrawad |
| IFSC Code | ICIC0003831 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., 77 PATIDAR COMPLEX, MANDLESHWAR ROAD, KASRAWAD, DIST. KHARGONE, MADHYA PRADESH.451228 |
| City | Kasrawad |
| District | West Nimar |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 7024102840 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Kasrawad branch in Kasrawad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0003831.
About the Kasrawad branch
The Kasrawad branch of ICICI Bank Limited is situated at ICICI BANK LTD., 77 PATIDAR COMPLEX, MANDLESHWAR ROAD, KASRAWAD, DIST. KHARGONE, MADHYA PRADESH.451228. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0003831 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KASRAWAD branch came to be assigned the code ICIC0003831.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003831, money simply cannot be routed to the KASRAWAD branch electronically.
How to transfer money using IFSC ICIC0003831
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003831 across all three.
NEFT to ICICI Bank Limited, KASRAWAD using IFSC ICIC0003831
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003831, and confirm that the system picks up ICICI Bank Limited – KASRAWAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KASRAWAD
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's KASRAWAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003831 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – KASRAWAD, use IMPS. With IFSC ICIC0003831 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003831 for ICICI Bank Limited – KASRAWAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003831 | Yes – ICIC0003831 | Yes – ICIC0003831 |
For most retail customers crediting the Kasrawad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's KASRAWAD branch, the IFSC ICIC0003831 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Kasrawad branch
Once you have an account at ICICI Bank Limited – KASRAWAD, the IFSC ICIC0003831 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kasrawad branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7024102840.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003831
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003831 and the account number together uniquely identify the Kasrawad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ICIC0003831
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KASRAWAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003831 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KASRAWAD:
- The IFSC is exactly ICIC0003831 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and KASRAWAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kasrawad branch sits at ICICI BANK LTD., 77 PATIDAR COMPLEX, MANDLESHWAR ROAD, KASRAWAD, DIST. KHARGONE, MADHYA PRADESH.451228. If you are travelling from outside Kasrawad, search for the branch on a maps application using the bank name and locality, or call 91-7024102840 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003831 and your account number.
Verifying IFSC ICIC0003831 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003831 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7024102840.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kasrawad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003831, however, work 24x7.
Branch address & contact
ICICI Bank LimitedKasrawad Branch
ICICI BANK LTD., 77 PATIDAR COMPLEX, MANDLESHWAR ROAD, KASRAWAD, DIST. KHARGONE, MADHYA PRADESH.451228
Kasrawad, Madhya Pradesh
Phone: 91-7024102840
IFSC: ICIC0003831
Frequently asked questions
How do I add ICICI Bank Limited Kasrawad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0003831, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of ICICI Bank Limited Kasrawad branch?
You can reach the branch at 91-7024102840 during regular banking hours.
How quickly will an NEFT transfer using ICIC0003831 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Kasrawad reflect within 30 minutes.
Is IFSC ICIC0003831 valid for NEFT and RTGS?
Yes. IFSC ICIC0003831 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is ICICI Bank Limited Kasrawad branch located?
ICICI Bank Limited's Kasrawad branch is located at ICICI BANK LTD., 77 PATIDAR COMPLEX, MANDLESHWAR ROAD, KASRAWAD, DIST. KHARGONE, MADHYA PRADESH.451228, Kasrawad, Madhya Pradesh.
Can I use IFSC ICIC0003831 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0003831 to send funds instantly.
Final notes
To recap: ICIC0003831 is the IFSC code of ICICI Bank Limited, KASRAWAD branch, in KASRAWAD, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
