Use this page as a one-stop reference for everything related to ICICI Bank Limited's KALKA branch in KALKA, HARYANA. The branch's IFSC code ICIC0000862 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – KALKA is ICIC0000862. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000862 map to this branch in KALKA, HARYANA.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Kalka branch in Kalka. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0000862.
About the Kalka branch
The Kalka branch of ICICI Bank Limited is situated at ICICI BANK LTD., 697/2L, NATIONAL HIGHWAY 22, KALKA, PANCHKULA, HARYANA.133302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0000862 is used.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Kalka |
| IFSC Code | ICIC0000862 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., 697/2L, NATIONAL HIGHWAY 22, KALKA, PANCHKULA, HARYANA.133302 |
| City | Kalka |
| District | Panchkula |
| State | Haryana |
| STD Code | 91 |
| Phone | 9729533622 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's KALKA branch came to be assigned the code ICIC0000862.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0000862, money simply cannot be routed to the KALKA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0000862 and the account number together uniquely identify the Kalka branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0000862
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000862 across all three.
NEFT to ICICI Bank Limited, KALKA using IFSC ICIC0000862
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000862, and confirm that the system picks up ICICI Bank Limited – KALKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KALKA
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's KALKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0000862 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – KALKA, use IMPS. With IFSC ICIC0000862 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Kalka
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0000862:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALKA is still linked to IFSC ICIC0000862.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ICIC0000862
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – KALKA is still mapped to IFSC ICIC0000862. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0000862 and the beneficiary's account number to complete the transfer.
Account types you can open at the Kalka branch
Once you have an account at ICICI Bank Limited – KALKA, the IFSC ICIC0000862 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kalka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9729533622.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0000862
Online banking and IFSC ICIC0000862
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KALKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000862 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Kalka branch sits at ICICI BANK LTD., 697/2L, NATIONAL HIGHWAY 22, KALKA, PANCHKULA, HARYANA.133302. If you are travelling from outside Kalka, search for the branch on a maps application using the bank name and locality, or call 91-9729533622 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0000862 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KALKA:
- The IFSC is exactly ICIC0000862 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and KALKA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0000862, however, work 24x7.
Verifying IFSC ICIC0000862 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000862 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9729533622.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedKalka Branch
ICICI BANK LTD., 697/2L, NATIONAL HIGHWAY 22, KALKA, PANCHKULA, HARYANA.133302
Kalka, Haryana
Phone: 91-9729533622
IFSC: ICIC0000862
Frequently asked questions
Is IFSC ICIC0000862 valid for NEFT and RTGS?
Yes. IFSC ICIC0000862 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kalka branch but serve different purposes.
What is the phone number of ICICI Bank Limited Kalka branch?
You can reach the branch at 91-9729533622 during regular banking hours.
How do I add ICICI Bank Limited Kalka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000862, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is ICICI Bank Limited Kalka branch located?
ICICI Bank Limited's Kalka branch is located at ICICI BANK LTD., 697/2L, NATIONAL HIGHWAY 22, KALKA, PANCHKULA, HARYANA.133302, Kalka, Haryana.
Is IFSC ICIC0000862 the same for all accounts at Kalka branch?
Yes. The IFSC ICIC0000862 is shared by every account held at ICICI Bank Limited's Kalka branch. Only the account number changes from customer to customer.
Does ICICI Bank Limited Kalka branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9729533622 to confirm.
Can I use IFSC ICIC0000862 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000862 to send funds instantly.
Summary
The IFSC code ICIC0000862 belongs to ICICI Bank Limited's KALKA branch, located at ICICI BANK LTD., 697/2L, NATIONAL HIGHWAY 22, KALKA, PANCHKULA, HARYANA.133302 in KALKA, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


