If you are searching for the IFSC code of ICICI Bank Limited, JUNAGADH-MADHURAM branch in JUNAGADH, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is ICIC0008095. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JUNAGADH-MADHURAM branch, and detailed step-by-step guides for using the IFSC ICIC0008095 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – JUNAGADH-MADHURAM is ICIC0008095. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008095 map to this branch in JUNAGADH, GUJARAT.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Junagadh-Madhuram branch in Junagadh, Gujarat is part of this network and uses the IFSC code ICIC0008095 for all electronic settlement.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Junagadh-Madhuram |
| IFSC Code | ICIC0008095 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR, SHOP NO. G1, VINAYAK PRIME A, OPP. HARIOM HEIGHTS, VANTHALI ROAD, TIMBAWADI, JUNAGADH |
| City | Junagadh |
| District | Junagadh |
| State | Gujarat |
About this branch
The branch is located at GROUND FLOOR, SHOP NO. G1, VINAYAK PRIME A, OPP. HARIOM HEIGHTS, VANTHALI ROAD, TIMBAWADI, JUNAGADH. It serves the Junagadh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0008095 is used to identify this branch on the RBI payments network.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JUNAGADH-MADHURAM of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0008095 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0008095 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Junagadh-Madhuram branch is mapped to IFSC ICIC0008095 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0008095.
Banking services available
The Junagadh-Madhuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0008095
How to transfer money using IFSC ICIC0008095
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0008095 across all three.
NEFT to ICICI Bank Limited, JUNAGADH-MADHURAM using IFSC ICIC0008095
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0008095, and confirm that the system picks up ICICI Bank Limited – JUNAGADH-MADHURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JUNAGADH-MADHURAM
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's JUNAGADH-MADHURAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0008095 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – JUNAGADH-MADHURAM, use IMPS. With IFSC ICIC0008095 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0008095 for ICICI Bank Limited – JUNAGADH-MADHURAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0008095 | Yes – ICIC0008095 | Yes – ICIC0008095 |
For most retail customers crediting the Junagadh-Madhuram branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0008095
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – JUNAGADH-MADHURAM is still mapped to IFSC ICIC0008095. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0008095 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Junagadh-Madhuram branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0008095 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Junagadh-Madhuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0008095 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC ICIC0008095
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – JUNAGADH-MADHURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0008095. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Junagadh-Madhuram branch
The branch is located at GROUND FLOOR, SHOP NO. G1, VINAYAK PRIME A, OPP. HARIOM HEIGHTS, VANTHALI ROAD, TIMBAWADI, JUNAGADH, which puts it inside Junagadh, the broader Junagadh district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Junagadh-Madhuram branch” — the verified location pin for IFSC ICIC0008095 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0008095 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0008095 for ICICI Bank Limited – JUNAGADH-MADHURAM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Junagadh-Madhuram are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0008095 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedJunagadh-Madhuram Branch
GROUND FLOOR, SHOP NO. G1, VINAYAK PRIME A, OPP. HARIOM HEIGHTS, VANTHALI ROAD, TIMBAWADI, JUNAGADH
Junagadh, Gujarat
Phone: the branch contact number
IFSC: ICIC0008095
Frequently asked questions
How quickly will an NEFT transfer using ICIC0008095 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Junagadh-Madhuram reflect within 30 minutes.
Can I use IFSC ICIC0008095 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0008095 to send funds instantly.
Is IFSC ICIC0008095 valid for NEFT and RTGS?
Yes. IFSC ICIC0008095 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does ICICI Bank Limited Junagadh-Madhuram branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How do I add ICICI Bank Limited Junagadh-Madhuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0008095, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Junagadh-Madhuram branch but serve different purposes.
Is IFSC ICIC0008095 the same for all accounts at Junagadh-Madhuram branch?
Yes. The IFSC ICIC0008095 is shared by every account held at ICICI Bank Limited's Junagadh-Madhuram branch. Only the account number changes from customer to customer.
What is the phone number of ICICI Bank Limited Junagadh-Madhuram branch?
You can reach the branch at the branch contact number during regular banking hours.
Summary
The IFSC code ICIC0008095 belongs to ICICI Bank Limited's JUNAGADH-MADHURAM branch, located at GROUND FLOOR, SHOP NO. G1, VINAYAK PRIME A, OPP. HARIOM HEIGHTS, VANTHALI… in JUNAGADH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
