IFSC Code of ICICI Bank Limited, Jandiala Guru Branch, Punjab

If you are searching for the IFSC code of ICICI Bank Limited, JANDIALA GURU branch in JANDIALA GURU, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is ICIC0002021. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JANDIALA GURU branch, and detailed step-by-step guides for using the IFSC ICIC0002021 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0002021 is the IFSC of ICICI Bank Limited's JANDIALA GURU branch. The format is fixed: ICIC = bank code, 0 = reserved, 002021 = branch identifier.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jandiala Guru branch in Jandiala Guru, Punjab is part of this network and uses the IFSC code ICIC0002021 for all electronic settlement.

About the Jandiala Guru branch

The Jandiala Guru branch of ICICI Bank Limited is situated at ICICI BANK LTD., JYOTISAR COLONY, SARAI ROAD, OPPOSITE KHAIRA PALACE, JANDIALA GURU, PUNJAB.143115. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0002021 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's JANDIALA GURU branch came to be assigned the code ICIC0002021.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002021, money simply cannot be routed to the JANDIALA GURU branch electronically.

How to transfer money using IFSC ICIC0002021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002021 across all three.

NEFT to ICICI Bank Limited, JANDIALA GURU using IFSC ICIC0002021

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002021, and confirm that the system picks up ICICI Bank Limited – JANDIALA GURU. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to JANDIALA GURU

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's JANDIALA GURU branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0002021 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – JANDIALA GURU, use IMPS. With IFSC ICIC0002021 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0002021 for ICICI Bank Limited – JANDIALA GURU, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jandiala Guru branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0002021

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – JANDIALA GURU is still mapped to IFSC ICIC0002021. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002021 and the beneficiary's account number to complete the transfer.

Account types you can open at the Jandiala Guru branch

Once you have an account at ICICI Bank Limited – JANDIALA GURU, the IFSC ICIC0002021 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Jandiala Guru branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8146672387.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0002021

MICR & cheque-truncation details

Cheques drawn on the Jandiala Guru branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0002021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ICIC0002021

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JANDIALA GURU branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0002021 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – JANDIALA GURU:

• The IFSC is exactly ICIC0002021 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and JANDIALA GURU as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jandiala Guru branch sits at ICICI BANK LTD., JYOTISAR COLONY, SARAI ROAD, OPPOSITE KHAIRA PALACE, JANDIALA GURU, PUNJAB.143115. If you are travelling from outside Jandiala Guru, search for the branch on a maps application using the bank name and locality, or call 91-8146672387 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0002021 and your account number.

Verifying IFSC ICIC0002021 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0002021 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8146672387.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jandiala Guru are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002021 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0002021 belongs to ICICI Bank Limited's JANDIALA GURU branch, located at ICICI BANK LTD., JYOTISAR COLONY, SARAI ROAD, OPPOSITE KHAIRA PALACE, JANDIALA… in JANDIALA GURU, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.