Below are the complete branch details for ICICI Bank Limited, JAMUI branch, located in JAMUI, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001976. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001976 for ICICI Bank Limited – JAMUI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0001976 is the IFSC of ICICI Bank Limited's JAMUI branch. The format is fixed: ICIC = bank code, 0 = reserved, 001976 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Jamui branch in Jamui. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0001976.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Jamui |
| IFSC Code | ICIC0001976 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., PLOT NO.450,KACHAHUARY CHOWK, BIHAR.811307 |
| City | Jamui |
| District | Jamui |
| State | Bihar |
| STD Code | 91 |
| Phone | 7544002694 |
About the Jamui branch
The Jamui branch of ICICI Bank Limited is situated at ICICI BANK LTD., PLOT NO.450,KACHAHUARY CHOWK, BIHAR.811307. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0001976 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's JAMUI branch came to be assigned the code ICIC0001976.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001976, money simply cannot be routed to the JAMUI branch electronically.
Products and account variants supported
Every account opened at the Jamui branch is mapped to IFSC ICIC0001976 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0001976.
Products and services
Customers walking into the Jamui branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0001976
How to transfer money using IFSC ICIC0001976
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001976 across all three.
How to use IFSC ICIC0001976 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's JAMUI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0001976.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as JAMUI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0001976
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – JAMUI, ensure your bank's portal accepts IFSC ICIC0001976 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – JAMUI, use IMPS. With IFSC ICIC0001976 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jamui
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001976:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMUI is still linked to IFSC ICIC0001976.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's JAMUI branch, the IFSC ICIC0001976 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC ICIC0001976
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JAMUI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001976 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Jamui branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001976 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC ICIC0001976
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – JAMUI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0001976. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Jamui branch sits at ICICI BANK LTD., PLOT NO.450,KACHAHUARY CHOWK, BIHAR.811307. If you are travelling from outside Jamui, search for the branch on a maps application using the bank name and locality, or call 91-7544002694 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0001976 and your account number.
Verifying IFSC ICIC0001976 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001976 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7544002694.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamui branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001976, however, work 24x7.
Branch address & contact
ICICI Bank LimitedJamui Branch
ICICI BANK LTD., PLOT NO.450,KACHAHUARY CHOWK, BIHAR.811307
Jamui, Bihar
Phone: 91-7544002694
IFSC: ICIC0001976
Frequently asked questions
Where is ICICI Bank Limited Jamui branch located?
ICICI Bank Limited's Jamui branch is located at ICICI BANK LTD., PLOT NO.450,KACHAHUARY CHOWK, BIHAR.811307, Jamui, Bihar.
What is the IFSC code of ICICI Bank Limited Jamui branch?
The IFSC code of ICICI Bank Limited, Jamui branch is ICIC0001976. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of ICICI Bank Limited Jamui branch?
You can reach the branch at 91-7544002694 during regular banking hours.
Is IFSC ICIC0001976 the same for all accounts at Jamui branch?
Yes. The IFSC ICIC0001976 is shared by every account held at ICICI Bank Limited's Jamui branch. Only the account number changes from customer to customer.
How do I add ICICI Bank Limited Jamui as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0001976, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using ICIC0001976 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Jamui reflect within 30 minutes.
Can I use IFSC ICIC0001976 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0001976 to send funds instantly.
Is IFSC ICIC0001976 valid for NEFT and RTGS?
Yes. IFSC ICIC0001976 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: ICIC0001976 is the IFSC code of ICICI Bank Limited, JAMUI branch, in JAMUI, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
