IFSC Code of ICICI Bank Limited, Jamkhandi Chikkali Cross Branch, Karnataka

Below are the complete branch details for ICICI Bank Limited, JAMKHANDI CHIKKALI CROSS branch, located in JAMKHANDI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0003014. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0003014 for ICICI Bank Limited – JAMKHANDI CHIKKALI CROSS — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's JAMKHANDI CHIKKALI CROSS branch, the IFSC ICIC0003014 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 003014 identifies this particular branch.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jamkhandi Chikkali Cross branch in Jamkhandi, Karnataka is part of this network and uses the IFSC code ICIC0003014 for all electronic settlement.

Jamkhandi Chikkali Cross branch overview

Located at ICICI BANK LTD., SHREE MAHALAXMI TRADERS, BIJAPUR ROAD, CHIKALI CROSS, TAL JAMKHANDI, DIST BAGALKOT.586113, the Jamkhandi Chikkali Cross branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0003014 is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JAMKHANDI CHIKKALI CROSS of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003014 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0003014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003014 across all three.

How to use IFSC ICIC0003014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's JAMKHANDI CHIKKALI CROSS branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0003014.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as JAMKHANDI CHIKKALI CROSS.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JAMKHANDI CHIKKALI CROSS

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's JAMKHANDI CHIKKALI CROSS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003014 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited JAMKHANDI CHIKKALI CROSS (IFSC ICIC0003014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003014 in your mobile or internet banking app, and the money is credited to the JAMKHANDI CHIKKALI CROSS branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Jamkhandi Chikkali Cross

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0003014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMKHANDI CHIKKALI CROSS is still linked to IFSC ICIC0003014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0003014

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – JAMKHANDI CHIKKALI CROSS is still mapped to IFSC ICIC0003014. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003014 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Jamkhandi Chikkali Cross branch is mapped to IFSC ICIC0003014 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003014.

Banking services available

The Jamkhandi Chikkali Cross branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8861288118.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003014

MICR & cheque-truncation details

Cheques drawn on the Jamkhandi Chikkali Cross branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0003014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Jamkhandi Chikkali Cross branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – JAMKHANDI CHIKKALI CROSS:

• The IFSC is exactly ICIC0003014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and JAMKHANDI CHIKKALI CROSS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Jamkhandi Chikkali Cross branch

The branch is located at ICICI BANK LTD., SHREE MAHALAXMI TRADERS, BIJAPUR ROAD, CHIKALI CROSS, TAL JAMKHANDI, DIST BAGALKOT.586113, which puts it inside Jamkhandi, the broader Bagalkote district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Jamkhandi Chikkali Cross branch” — the verified location pin for IFSC ICIC0003014 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8861288118 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003014 and your account number.

Verifying IFSC ICIC0003014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8861288118.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Jamkhandi Chikkali Cross are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003014 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003014 belongs to ICICI Bank Limited's JAMKHANDI CHIKKALI CROSS branch, located at ICICI BANK LTD., SHREE MAHALAXMI TRADERS, BIJAPUR ROAD, CHIKALI CROSS, TAL… in JAMKHANDI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.