IFSC Code of ICICI Bank Limited, Shri Gajanan Maharaj Urban Co Op Bank Ltd Branch, Maharashtra

If you are searching for the IFSC code of ICICI Bank Limited, SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD branch in JALNA, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ICIC00GMUCB. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD branch, and detailed step-by-step guides for using the IFSC ICIC00GMUCB across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD is ICIC00GMUCB. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0GMUCB map to this branch in JALNA, MAHARASHTRA.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shri Gajanan Maharaj Urban Co Op Bank Ltd branch in Jalna, Maharashtra is part of this network and uses the IFSC code ICIC00GMUCB for all electronic settlement.

Shri Gajanan Maharaj Urban Co Op Bank Ltd branch overview

Located at MAIN YARD KRUSHI UTPANNA BAJAR SAMITI BHOKARDAN JALNA 431114, the Shri Gajanan Maharaj Urban Co Op Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC00GMUCB is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00GMUCB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00GMUCB the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC00GMUCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00GMUCB across all three.

NEFT to ICICI Bank Limited, SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD using IFSC ICIC00GMUCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00GMUCB, and confirm that the system picks up ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC00GMUCB

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD, ensure your bank's portal accepts IFSC ICIC00GMUCB while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD (IFSC ICIC00GMUCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00GMUCB in your mobile or internet banking app, and the money is credited to the SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00GMUCB for ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Gajanan Maharaj Urban Co Op Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC00GMUCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD is still mapped to IFSC ICIC00GMUCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00GMUCB and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shri Gajanan Maharaj Urban Co Op Bank Ltd branch is mapped to IFSC ICIC00GMUCB on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00GMUCB.

Banking services available

The Shri Gajanan Maharaj Urban Co Op Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9860477777.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00GMUCB

MICR & cheque-truncation details

Cheques drawn on the Shri Gajanan Maharaj Urban Co Op Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00GMUCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Shri Gajanan Maharaj Urban Co Op Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00GMUCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD:

• The IFSC is exactly ICIC00GMUCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shri Gajanan Maharaj Urban Co Op Bank Ltd branch sits at MAIN YARD KRUSHI UTPANNA BAJAR SAMITI BHOKARDAN JALNA 431114. If you are travelling from outside Jalna, search for the branch on a maps application using the bank name and locality, or call 9860477777 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00GMUCB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00GMUCB for ICICI Bank Limited – SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Gajanan Maharaj Urban Co Op Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00GMUCB, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00GMUCB belongs to ICICI Bank Limited's SHRI GAJANAN MAHARAJ URBAN CO OP BANK LTD branch, located at MAIN YARD KRUSHI UTPANNA BAJAR SAMITI BHOKARDAN JALNA 431114 in JALNA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.