Below are the complete branch details for ICICI Bank Limited, THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch, located in JAGTIAL, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ICIC00GAYAT. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC00GAYAT for ICICI Bank Limited – THE GAYATRI CO-OPERATIVE URBAN BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – THE GAYATRI CO-OPERATIVE URBAN BANK LTD is ICIC00GAYAT. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0GAYAT map to this branch in JAGTIAL, ANDHRA PRADESH.
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The The Gayatri Co-Operative Urban Bank Ltd branch — IFSC ICIC00GAYAT — extends the bank's services to customers in and around Jagtial, Andhra Pradesh.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | The Gayatri Co-Operative Urban Bank Ltd |
| IFSC Code | ICIC00GAYAT |
| MICR Code | Refer to cheque leaf |
| Branch Address | H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST KARIM NAGAR,A.P. |
| City | Jagtial |
| District | Karimnagar |
| State | Andhra Pradesh |
| Phone | 8500442678 |
About the The Gayatri Co-Operative Urban Bank Ltd branch
The The Gayatri Co-Operative Urban Bank Ltd branch of ICICI Bank Limited is situated at H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST KARIM NAGAR,A.P.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00GAYAT is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch came to be assigned the code ICIC00GAYAT.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00GAYAT, money simply cannot be routed to the THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch electronically.
Products and account variants supported
Every account opened at the The Gayatri Co-Operative Urban Bank Ltd branch is mapped to IFSC ICIC00GAYAT on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC00GAYAT.
Banking services available
The The Gayatri Co-Operative Urban Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8500442678.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC00GAYAT
How to transfer money using IFSC ICIC00GAYAT
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00GAYAT across all three.
NEFT to ICICI Bank Limited, THE GAYATRI CO-OPERATIVE URBAN BANK LTD using IFSC ICIC00GAYAT
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00GAYAT, and confirm that the system picks up ICICI Bank Limited – THE GAYATRI CO-OPERATIVE URBAN BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC00GAYAT
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – THE GAYATRI CO-OPERATIVE URBAN BANK LTD, ensure your bank's portal accepts IFSC ICIC00GAYAT while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited THE GAYATRI CO-OPERATIVE URBAN BANK LTD (IFSC ICIC00GAYAT)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00GAYAT in your mobile or internet banking app, and the money is credited to the THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC00GAYAT for ICICI Bank Limited – THE GAYATRI CO-OPERATIVE URBAN BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC00GAYAT | Yes – ICIC00GAYAT | Yes – ICIC00GAYAT |
For most retail customers crediting the The Gayatri Co-Operative Urban Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch, the IFSC ICIC00GAYAT is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the The Gayatri Co-Operative Urban Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00GAYAT is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00GAYAT and the account number together uniquely identify the The Gayatri Co-Operative Urban Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – THE GAYATRI CO-OPERATIVE URBAN BANK LTD:
- The IFSC is exactly ICIC00GAYAT with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and THE GAYATRI CO-OPERATIVE URBAN BANK LTD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The The Gayatri Co-Operative Urban Bank Ltd branch sits at H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST KARIM NAGAR,A.P.. If you are travelling from outside Jagtial, search for the branch on a maps application using the bank name and locality, or call 8500442678 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00GAYAT and your account number.
Verifying IFSC ICIC00GAYAT from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00GAYAT by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8500442678.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at The Gayatri Co-Operative Urban Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00GAYAT continue to work without interruption.
Branch address & contact
ICICI Bank LimitedThe Gayatri Co-Operative Urban Bank Ltd Branch
H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST KARIM NAGAR,A.P.
Jagtial, Andhra Pradesh
Phone: 8500442678
IFSC: ICIC00GAYAT
Frequently asked questions
Is IFSC ICIC00GAYAT the same for all accounts at The Gayatri Co-Operative Urban Bank Ltd branch?
Yes. The IFSC ICIC00GAYAT is shared by every account held at ICICI Bank Limited's The Gayatri Co-Operative Urban Bank Ltd branch. Only the account number changes from customer to customer.
Where is ICICI Bank Limited The Gayatri Co-Operative Urban Bank Ltd branch located?
ICICI Bank Limited's The Gayatri Co-Operative Urban Bank Ltd branch is located at H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST KARIM NAGAR,A.P., Jagtial, Andhra Pradesh.
What is the phone number of ICICI Bank Limited The Gayatri Co-Operative Urban Bank Ltd branch?
You can reach the branch at 8500442678 during regular banking hours.
How do I add ICICI Bank Limited The Gayatri Co-Operative Urban Bank Ltd as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC00GAYAT, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC ICIC00GAYAT for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC00GAYAT to send funds instantly.
What is the IFSC code of ICICI Bank Limited The Gayatri Co-Operative Urban Bank Ltd branch?
The IFSC code of ICICI Bank Limited, The Gayatri Co-Operative Urban Bank Ltd branch is ICIC00GAYAT. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Gayatri Co-Operative Urban Bank Ltd branch but serve different purposes.
Summary
The IFSC code ICIC00GAYAT belongs to ICICI Bank Limited's THE GAYATRI CO-OPERATIVE URBAN BANK LTD branch, located at H. NO 7 1 72/73/74 GAYATHRI TOWERS,THAHASIL CHOWRASTA,JAGTIAL 505327,DIST… in JAGTIAL, ANDHRA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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