IFSC Code of ICICI Bank Limited, Birdev Sahakari Bank Ichalkaranji Branch, Maharashtra

If you are searching for the IFSC code of ICICI Bank Limited, BIRDEV SAHAKARI BANK ICHALKARANJI branch in ICHALKARNJI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is ICIC00BDSBI. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BIRDEV SAHAKARI BANK ICHALKARANJI branch, and detailed step-by-step guides for using the IFSC ICIC00BDSBI across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC00BDSBI is the IFSC of ICICI Bank Limited's BIRDEV SAHAKARI BANK ICHALKARANJI branch. The format is fixed: ICIC = bank code, 0 = reserved, 0BDSBI = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Birdev Sahakari Bank Ichalkaranji branch — IFSC ICIC00BDSBI — extends the bank's services to customers in and around Ichalkarnji, Maharashtra.

About this branch

The branch is located at 9/92A NARAYAN PETH AREA NARAYAN PETH ICHALKARANJI. It serves the Ichalkarnji region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC00BDSBI is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BIRDEV SAHAKARI BANK ICHALKARANJI branch came to be assigned the code ICIC00BDSBI.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00BDSBI, money simply cannot be routed to the BIRDEV SAHAKARI BANK ICHALKARANJI branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00BDSBI and the account number together uniquely identify the Birdev Sahakari Bank Ichalkaranji branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC ICIC00BDSBI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00BDSBI across all three.

How to use IFSC ICIC00BDSBI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's BIRDEV SAHAKARI BANK ICHALKARANJI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC00BDSBI.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as BIRDEV SAHAKARI BANK ICHALKARANJI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BIRDEV SAHAKARI BANK ICHALKARANJI

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's BIRDEV SAHAKARI BANK ICHALKARANJI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00BDSBI while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited BIRDEV SAHAKARI BANK ICHALKARANJI (IFSC ICIC00BDSBI)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00BDSBI in your mobile or internet banking app, and the money is credited to the BIRDEV SAHAKARI BANK ICHALKARANJI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00BDSBI for ICICI Bank Limited – BIRDEV SAHAKARI BANK ICHALKARANJI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Birdev Sahakari Bank Ichalkaranji branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's BIRDEV SAHAKARI BANK ICHALKARANJI branch, the IFSC ICIC00BDSBI is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Birdev Sahakari Bank Ichalkaranji branch is mapped to IFSC ICIC00BDSBI on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00BDSBI.

Products and services

Customers walking into the Birdev Sahakari Bank Ichalkaranji branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00BDSBI

Online banking and IFSC ICIC00BDSBI

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BIRDEV SAHAKARI BANK ICHALKARANJI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00BDSBI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Birdev Sahakari Bank Ichalkaranji branch

The branch is located at 9/92A NARAYAN PETH AREA NARAYAN PETH ICHALKARANJI, which puts it inside Ichalkarnji, the broader Kolhapur district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Birdev Sahakari Bank Ichalkaranji branch” — the verified location pin for IFSC ICIC00BDSBI should appear at the top of the results.
2. Confirm the branch is open by calling 230-2420278 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00BDSBI and your account number.

Common mistakes to avoid when using IFSC ICIC00BDSBI

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – BIRDEV SAHAKARI BANK ICHALKARANJI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC00BDSBI.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Birdev Sahakari Bank Ichalkaranji are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00BDSBI continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00BDSBI for ICICI Bank Limited – BIRDEV SAHAKARI BANK ICHALKARANJI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00BDSBI is the IFSC code of ICICI Bank Limited, BIRDEV SAHAKARI BANK ICHALKARANJI branch, in ICHALKARNJI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.