Below are the complete branch details for ICICI Bank Limited, HARUGERI branch, located in HARUGERI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0007846. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0007846 for ICICI Bank Limited – HARUGERI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – HARUGERI is ICIC0007846. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007846 map to this branch in HARUGERI, KARNATAKA.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Harugeri branch in Harugeri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0007846.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Harugeri |
| IFSC Code | ICIC0007846 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., B R DARUR FIRST GRADE COLLEGE, HARUGERI, DIST. BELGAUM, KARNATAKA.591220 |
| City | Harugeri |
| District | Belgaum |
| State | Karnataka |
| STD Code | 91 |
| Phone | 8861520929 |
About this branch
The branch is located at ICICI BANK LTD., B R DARUR FIRST GRADE COLLEGE, HARUGERI, DIST. BELGAUM, KARNATAKA.591220. It serves the Harugeri region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0007846 is used to identify this branch on the RBI payments network.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including HARUGERI of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0007846 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0007846 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Harugeri branch is mapped to IFSC ICIC0007846 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0007846.
Products and services
Customers walking into the Harugeri branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0007846
How to transfer money using IFSC ICIC0007846
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007846 across all three.
NEFT to ICICI Bank Limited, HARUGERI using IFSC ICIC0007846
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0007846, and confirm that the system picks up ICICI Bank Limited – HARUGERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0007846
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – HARUGERI, ensure your bank's portal accepts IFSC ICIC0007846 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited HARUGERI (IFSC ICIC0007846)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0007846 in your mobile or internet banking app, and the money is credited to the HARUGERI branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Harugeri
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0007846:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at HARUGERI is still linked to IFSC ICIC0007846.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ICIC0007846
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – HARUGERI is still mapped to IFSC ICIC0007846. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0007846 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ICIC0007846
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HARUGERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0007846 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0007846 and the account number together uniquely identify the Harugeri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – HARUGERI:
- The IFSC is exactly ICIC0007846 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and HARUGERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Harugeri branch sits at ICICI BANK LTD., B R DARUR FIRST GRADE COLLEGE, HARUGERI, DIST. BELGAUM, KARNATAKA.591220. If you are travelling from outside Harugeri, search for the branch on a maps application using the bank name and locality, or call 91-8861520929 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0007846 and your account number.
Verifying IFSC ICIC0007846 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007846 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8861520929.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Harugeri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0007846 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedHarugeri Branch
ICICI BANK LTD., B R DARUR FIRST GRADE COLLEGE, HARUGERI, DIST. BELGAUM, KARNATAKA.591220
Harugeri, Karnataka
Phone: 91-8861520929
IFSC: ICIC0007846
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Harugeri branch but serve different purposes.
How do I add ICICI Bank Limited Harugeri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0007846, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ICIC0007846 the same for all accounts at Harugeri branch?
Yes. The IFSC ICIC0007846 is shared by every account held at ICICI Bank Limited's Harugeri branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0007846 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Harugeri reflect within 30 minutes.
Can I use IFSC ICIC0007846 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0007846 to send funds instantly.
Where is ICICI Bank Limited Harugeri branch located?
ICICI Bank Limited's Harugeri branch is located at ICICI BANK LTD., B R DARUR FIRST GRADE COLLEGE, HARUGERI, DIST. BELGAUM, KARNATAKA.591220, Harugeri, Karnataka.
Summary
The IFSC code ICIC0007846 belongs to ICICI Bank Limited's HARUGERI branch, located at ICICI BANK LTD., B R DARUR FIRST GRADE COLLEGE, HARUGERI, DIST. BELGAUM,… in HARUGERI, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
