Below are the complete branch details for ICICI Bank Limited, PHOOLBAGH branch, located in GWALIOR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0005400. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0005400 for ICICI Bank Limited – PHOOLBAGH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0005400 is the IFSC of ICICI Bank Limited's PHOOLBAGH branch. The format is fixed: ICIC = bank code, 0 = reserved, 005400 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Phoolbagh |
| IFSC Code | ICIC0005400 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD CITY SQUARE PHOOL BAGH GWALIOR MADHYA PRADESH |
| City | Gwalior |
| District | Gwalior |
| State | Madhya Pradesh |
| Phone | 8516096569 |
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Phoolbagh branch in Gwalior, Madhya Pradesh is part of this network and uses the IFSC code ICIC0005400 for all electronic settlement.
About the Phoolbagh branch
The Phoolbagh branch of ICICI Bank Limited is situated at ICICI BANK LTD CITY SQUARE PHOOL BAGH GWALIOR MADHYA PRADESH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0005400 is used.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PHOOLBAGH of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0005400 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0005400 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ICIC0005400
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005400 across all three.
How to use IFSC ICIC0005400 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's PHOOLBAGH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0005400.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as PHOOLBAGH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0005400
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – PHOOLBAGH, ensure your bank's portal accepts IFSC ICIC0005400 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – PHOOLBAGH, use IMPS. With IFSC ICIC0005400 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0005400 for ICICI Bank Limited – PHOOLBAGH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0005400 | Yes – ICIC0005400 | Yes – ICIC0005400 |
For most retail customers crediting the Phoolbagh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's PHOOLBAGH branch, the IFSC ICIC0005400 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Phoolbagh branch is mapped to IFSC ICIC0005400 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0005400.
Products and services
Customers walking into the Phoolbagh branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0005400
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0005400 and the account number together uniquely identify the Phoolbagh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Phoolbagh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0005400 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – PHOOLBAGH:
- The IFSC is exactly ICIC0005400 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and PHOOLBAGH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Phoolbagh branch sits at ICICI BANK LTD CITY SQUARE PHOOL BAGH GWALIOR MADHYA PRADESH. If you are travelling from outside Gwalior, search for the branch on a maps application using the bank name and locality, or call 8516096569 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0005400 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0005400 for ICICI Bank Limited – PHOOLBAGH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Phoolbagh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0005400, however, work 24x7.
Branch address & contact
ICICI Bank LimitedPhoolbagh Branch
ICICI BANK LTD CITY SQUARE PHOOL BAGH GWALIOR MADHYA PRADESH
Gwalior, Madhya Pradesh
Phone: 8516096569
IFSC: ICIC0005400
Frequently asked questions
How quickly will an NEFT transfer using ICIC0005400 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Phoolbagh reflect within 30 minutes.
Can I use IFSC ICIC0005400 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0005400 to send funds instantly.
What is the phone number of ICICI Bank Limited Phoolbagh branch?
You can reach the branch at 8516096569 during regular banking hours.
How do I add ICICI Bank Limited Phoolbagh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0005400, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ICIC0005400 the same for all accounts at Phoolbagh branch?
Yes. The IFSC ICIC0005400 is shared by every account held at ICICI Bank Limited's Phoolbagh branch. Only the account number changes from customer to customer.
What is the IFSC code of ICICI Bank Limited Phoolbagh branch?
The IFSC code of ICICI Bank Limited, Phoolbagh branch is ICIC0005400. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does ICICI Bank Limited Phoolbagh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8516096569 to confirm.
Where is ICICI Bank Limited Phoolbagh branch located?
ICICI Bank Limited's Phoolbagh branch is located at ICICI BANK LTD CITY SQUARE PHOOL BAGH GWALIOR MADHYA PRADESH, Gwalior, Madhya Pradesh.
Summary
The IFSC code ICIC0005400 belongs to ICICI Bank Limited's PHOOLBAGH branch, located at ICICI BANK LTD CITY SQUARE PHOOL BAGH GWALIOR MADHYA PRADESH in GWALIOR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
