IFSC Code of ICICI Bank Limited, Sector Twentyone Gurgaon Branch, Haryana

Below are the complete branch details for ICICI Bank Limited, SECTOR TWENTYONE GURGAON branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0003709. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0003709 for ICICI Bank Limited – SECTOR TWENTYONE GURGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's SECTOR TWENTYONE GURGAON branch, the IFSC ICIC0003709 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 003709 identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Sector Twentyone Gurgaon branch — IFSC ICIC0003709 — extends the bank's services to customers in and around Gurgaon, Haryana.

Branch details at a glance

About this branch

The branch is located at ICICI BANK LTD., UNIT 05, SUNCITY TRADE TOWER, OLD DELHI GURGAON ROAD SECTOR 21, GURGAON.122013. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003709 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SECTOR TWENTYONE GURGAON branch came to be assigned the code ICIC0003709.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003709, money simply cannot be routed to the SECTOR TWENTYONE GURGAON branch electronically.

Account types you can open at the Sector Twentyone Gurgaon branch

Once you have an account at ICICI Bank Limited – SECTOR TWENTYONE GURGAON, the IFSC ICIC0003709 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sector Twentyone Gurgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8130899009.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003709

How to transfer money using IFSC ICIC0003709

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003709 across all three.

NEFT to ICICI Bank Limited, SECTOR TWENTYONE GURGAON using IFSC ICIC0003709

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003709, and confirm that the system picks up ICICI Bank Limited – SECTOR TWENTYONE GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SECTOR TWENTYONE GURGAON

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's SECTOR TWENTYONE GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003709 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited SECTOR TWENTYONE GURGAON (IFSC ICIC0003709)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003709 in your mobile or internet banking app, and the money is credited to the SECTOR TWENTYONE GURGAON branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sector Twentyone Gurgaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0003709:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR TWENTYONE GURGAON is still linked to IFSC ICIC0003709.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0003709

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SECTOR TWENTYONE GURGAON is still mapped to IFSC ICIC0003709. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003709 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0003709

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SECTOR TWENTYONE GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003709 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003709 and the account number together uniquely identify the Sector Twentyone Gurgaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SECTOR TWENTYONE GURGAON:

• The IFSC is exactly ICIC0003709 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and SECTOR TWENTYONE GURGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sector Twentyone Gurgaon branch sits at ICICI BANK LTD., UNIT 05, SUNCITY TRADE TOWER, OLD DELHI GURGAON ROAD SECTOR 21, GURGAON.122013. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call 91-8130899009 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003709 and your account number.

Verifying IFSC ICIC0003709 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003709 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8130899009.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Twentyone Gurgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003709, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003709 belongs to ICICI Bank Limited's SECTOR TWENTYONE GURGAON branch, located at ICICI BANK LTD., UNIT 05, SUNCITY TRADE TOWER, OLD DELHI GURGAON ROAD SECTOR… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.