Below are the complete branch details for ICICI Bank Limited, GURGAON PARAS SQUARE branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0005972. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0005972 for ICICI Bank Limited – GURGAON PARAS SQUARE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0005972 is the IFSC of ICICI Bank Limited's GURGAON PARAS SQUARE branch. The format is fixed: ICIC = bank code, 0 = reserved, 005972 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Gurgaon Paras Square branch in Gurgaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0005972.
About this branch
The branch is located at ICICI BANK LTD, GF 31, TOWER A, SECTOR 63A, PARAS SQUARE, GURGAON, HARYANA 122002. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0005972 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Gurgaon Paras Square |
| IFSC Code | ICIC0005972 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD, GF 31, TOWER A, SECTOR 63A, PARAS SQUARE, GURGAON, HARYANA 122002 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 0 |
| Phone | 0 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON PARAS SQUARE of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0005972 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0005972 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0005972 and the account number together uniquely identify the Gurgaon Paras Square branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0005972
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005972 across all three.
NEFT to ICICI Bank Limited, GURGAON PARAS SQUARE using IFSC ICIC0005972
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0005972, and confirm that the system picks up ICICI Bank Limited – GURGAON PARAS SQUARE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0005972
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – GURGAON PARAS SQUARE, ensure your bank's portal accepts IFSC ICIC0005972 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – GURGAON PARAS SQUARE, use IMPS. With IFSC ICIC0005972 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0005972 for ICICI Bank Limited – GURGAON PARAS SQUARE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0005972 | Yes – ICIC0005972 | Yes – ICIC0005972 |
For most retail customers crediting the Gurgaon Paras Square branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's GURGAON PARAS SQUARE branch, the IFSC ICIC0005972 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Gurgaon Paras Square branch
Once you have an account at ICICI Bank Limited – GURGAON PARAS SQUARE, the IFSC ICIC0005972 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Gurgaon Paras Square branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0005972
Online banking and IFSC ICIC0005972
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON PARAS SQUARE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0005972 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Gurgaon Paras Square branch
The branch is located at ICICI BANK LTD, GF 31, TOWER A, SECTOR 63A, PARAS SQUARE, GURGAON, HARYANA 122002, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Gurgaon Paras Square branch” — the verified location pin for IFSC ICIC0005972 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0005972 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – GURGAON PARAS SQUARE:
- The IFSC is exactly ICIC0005972 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and GURGAON PARAS SQUARE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gurgaon Paras Square are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0005972 continue to work without interruption.
Verifying IFSC ICIC0005972 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0005972 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedGurgaon Paras Square Branch
ICICI BANK LTD, GF 31, TOWER A, SECTOR 63A, PARAS SQUARE, GURGAON, HARYANA 122002
Gurgaon, Haryana
Phone: 0
IFSC: ICIC0005972
Frequently asked questions
How quickly will an NEFT transfer using ICIC0005972 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Gurgaon Paras Square reflect within 30 minutes.
Where is ICICI Bank Limited Gurgaon Paras Square branch located?
ICICI Bank Limited's Gurgaon Paras Square branch is located at ICICI BANK LTD, GF 31, TOWER A, SECTOR 63A, PARAS SQUARE, GURGAON, HARYANA 122002, Gurgaon, Haryana.
Is IFSC ICIC0005972 the same for all accounts at Gurgaon Paras Square branch?
Yes. The IFSC ICIC0005972 is shared by every account held at ICICI Bank Limited's Gurgaon Paras Square branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurgaon Paras Square branch but serve different purposes.
Is IFSC ICIC0005972 valid for NEFT and RTGS?
Yes. IFSC ICIC0005972 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add ICICI Bank Limited Gurgaon Paras Square as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0005972, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of ICICI Bank Limited Gurgaon Paras Square branch?
You can reach the branch at 0 during regular banking hours.
Does ICICI Bank Limited Gurgaon Paras Square branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Summary
The IFSC code ICIC0005972 belongs to ICICI Bank Limited's GURGAON PARAS SQUARE branch, located at ICICI BANK LTD, GF 31, TOWER A, SECTOR 63A, PARAS SQUARE, GURGAON, HARYANA… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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