This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, ASF INSIGNIA branch in GURGAON. The 11-digit IFSC ICIC0003851 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the ASF INSIGNIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – ASF INSIGNIA is ICIC0003851. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003851 map to this branch in GURGAON, HARYANA.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Asf Insignia branch in Gurgaon, Haryana is part of this network and uses the IFSC code ICIC0003851 for all electronic settlement.
About this branch
The branch is located at ICICI BANK LTD., AMENITY PODIUM BUILDING, ASF INSIGNIA, GURGAON.FARIDABAD ROAD, VILL.GWALPAHARI, GURGAON, HARYANA.122003. It serves the Gurgaon region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003851 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Asf Insignia |
| IFSC Code | ICIC0003851 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., AMENITY PODIUM BUILDING, ASF INSIGNIA, GURGAON.FARIDABAD ROAD, VILL.GWALPAHARI, GURGAON, HARYANA.122003 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
| STD Code | 91 |
| Phone | 8447669790 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's ASF INSIGNIA branch came to be assigned the code ICIC0003851.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003851, money simply cannot be routed to the ASF INSIGNIA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003851 and the account number together uniquely identify the Asf Insignia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0003851
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003851 across all three.
NEFT to ICICI Bank Limited, ASF INSIGNIA using IFSC ICIC0003851
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003851, and confirm that the system picks up ICICI Bank Limited – ASF INSIGNIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0003851
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – ASF INSIGNIA, ensure your bank's portal accepts IFSC ICIC0003851 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited ASF INSIGNIA (IFSC ICIC0003851)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003851 in your mobile or internet banking app, and the money is credited to the ASF INSIGNIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003851 for ICICI Bank Limited – ASF INSIGNIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003851 | Yes – ICIC0003851 | Yes – ICIC0003851 |
For most retail customers crediting the Asf Insignia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's ASF INSIGNIA branch, the IFSC ICIC0003851 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Asf Insignia branch
Once you have an account at ICICI Bank Limited – ASF INSIGNIA, the IFSC ICIC0003851 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Asf Insignia branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0003851
Digital banking channels
Most day-to-day work that customers used to do at the Asf Insignia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003851 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Asf Insignia branch
The branch is located at ICICI BANK LTD., AMENITY PODIUM BUILDING, ASF INSIGNIA, GURGAON.FARIDABAD ROAD, VILL.GWALPAHARI, GURGAON, HARYANA.122003, which puts it inside Gurgaon, the broader Gurgaon district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Asf Insignia branch” — the verified location pin for IFSC ICIC0003851 should appear at the top of the results.
- Confirm the branch is open by calling 91-8447669790 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0003851 and your account number.
Common mistakes to avoid when using IFSC ICIC0003851
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – ASF INSIGNIA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0003851. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Asf Insignia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003851, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0003851 for ICICI Bank Limited – ASF INSIGNIA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
ICICI Bank LimitedAsf Insignia Branch
ICICI BANK LTD., AMENITY PODIUM BUILDING, ASF INSIGNIA, GURGAON.FARIDABAD ROAD, VILL.GWALPAHARI, GURGAON, HARYANA.122003
Gurgaon, Haryana
Phone: 91-8447669790
IFSC: ICIC0003851
Frequently asked questions
How quickly will an NEFT transfer using ICIC0003851 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Asf Insignia reflect within 30 minutes.
What is the phone number of ICICI Bank Limited Asf Insignia branch?
You can reach the branch at 91-8447669790 during regular banking hours.
Where is ICICI Bank Limited Asf Insignia branch located?
ICICI Bank Limited's Asf Insignia branch is located at ICICI BANK LTD., AMENITY PODIUM BUILDING, ASF INSIGNIA, GURGAON.FARIDABAD ROAD, VILL.GWALPAHARI, GURGAON, HARYANA.122003, Gurgaon, Haryana.
Does ICICI Bank Limited Asf Insignia branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8447669790 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Asf Insignia branch but serve different purposes.
Is IFSC ICIC0003851 the same for all accounts at Asf Insignia branch?
Yes. The IFSC ICIC0003851 is shared by every account held at ICICI Bank Limited's Asf Insignia branch. Only the account number changes from customer to customer.
Can I use IFSC ICIC0003851 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0003851 to send funds instantly.
What is the IFSC code of ICICI Bank Limited Asf Insignia branch?
The IFSC code of ICICI Bank Limited, Asf Insignia branch is ICIC0003851. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code ICIC0003851 belongs to ICICI Bank Limited's ASF INSIGNIA branch, located at ICICI BANK LTD., AMENITY PODIUM BUILDING, ASF INSIGNIA, GURGAON.FARIDABAD… in GURGAON, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.


