IFSC Code of ICICI Bank Limited, Gondia Pal Chowk Branch, Maharashtra

Below are the complete branch details for ICICI Bank Limited, GONDIA PAL CHOWK branch, located in GONDIYA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0003454. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0003454 for ICICI Bank Limited – GONDIA PAL CHOWK — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – GONDIA PAL CHOWK is ICIC0003454. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003454 map to this branch in GONDIYA, MAHARASHTRA.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gondia Pal Chowk branch in Gondiya, Maharashtra is part of this network and uses the IFSC code ICIC0003454 for all electronic settlement.

Gondia Pal Chowk branch overview

Located at ICICI BANK LTD., GAT NO. 697/4, MAUZA - KUDWA, LOHIA WARD, TAHSIL DISTRICT, GONDIA, MAHARASHTRA - 441614, the Gondia Pal Chowk branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0003454 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's GONDIA PAL CHOWK branch came to be assigned the code ICIC0003454.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0003454, money simply cannot be routed to the GONDIA PAL CHOWK branch electronically.

How to transfer money using IFSC ICIC0003454

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003454 across all three.

NEFT to ICICI Bank Limited, GONDIA PAL CHOWK using IFSC ICIC0003454

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003454, and confirm that the system picks up ICICI Bank Limited – GONDIA PAL CHOWK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0003454

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – GONDIA PAL CHOWK, ensure your bank's portal accepts IFSC ICIC0003454 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited GONDIA PAL CHOWK (IFSC ICIC0003454)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003454 in your mobile or internet banking app, and the money is credited to the GONDIA PAL CHOWK branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0003454 for ICICI Bank Limited – GONDIA PAL CHOWK, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gondia Pal Chowk branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's GONDIA PAL CHOWK branch, the IFSC ICIC0003454 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Gondia Pal Chowk branch is mapped to IFSC ICIC0003454 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003454.

Banking services available

The Gondia Pal Chowk branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7004171984.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003454

MICR & cheque-truncation details

Cheques drawn on the Gondia Pal Chowk branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0003454 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Gondia Pal Chowk branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003454 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – GONDIA PAL CHOWK:

• The IFSC is exactly ICIC0003454 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and GONDIA PAL CHOWK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gondia Pal Chowk branch sits at ICICI BANK LTD., GAT NO. 697/4, MAUZA - KUDWA, LOHIA WARD, TAHSIL DISTRICT, GONDIA, MAHARASHTRA - 441614. If you are travelling from outside Gondiya, search for the branch on a maps application using the bank name and locality, or call 91-7004171984 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003454 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0003454 for ICICI Bank Limited – GONDIA PAL CHOWK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gondia Pal Chowk are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003454 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003454 belongs to ICICI Bank Limited's GONDIA PAL CHOWK branch, located at ICICI BANK LTD., GAT NO. 697/4, MAUZA - KUDWA, LOHIA WARD, TAHSIL DISTRICT,… in GONDIYA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.