Below are the complete branch details for ICICI Bank Limited, RAJKOTGONDAL ROAD branch, located in GONDAL, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0000728. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0000728 for ICICI Bank Limited – RAJKOTGONDAL ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0000728 is the IFSC of ICICI Bank Limited's RAJKOTGONDAL ROAD branch. The format is fixed: ICIC = bank code, 0 = reserved, 000728 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Rajkotgondal Road |
| IFSC Code | ICIC0000728 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., JAYANTH, GROUND FLOOR, GONDAL ROAD, MAKKAM CHOWK, RAJKOT, GUJARAT.360002 |
| City | Gondal |
| District | Rajkot |
| State | Gujarat |
| STD Code | 91 |
| Phone | 7069049986 |
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajkotgondal Road branch in Gondal, Gujarat is part of this network and uses the IFSC code ICIC0000728 for all electronic settlement.
Rajkotgondal Road branch overview
Located at ICICI BANK LTD., JAYANTH, GROUND FLOOR, GONDAL ROAD, MAKKAM CHOWK, RAJKOT, GUJARAT.360002, the Rajkotgondal Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0000728 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's RAJKOTGONDAL ROAD branch came to be assigned the code ICIC0000728.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0000728, money simply cannot be routed to the RAJKOTGONDAL ROAD branch electronically.
How to transfer money using IFSC ICIC0000728
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000728 across all three.
NEFT to ICICI Bank Limited, RAJKOTGONDAL ROAD using IFSC ICIC0000728
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000728, and confirm that the system picks up ICICI Bank Limited – RAJKOTGONDAL ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0000728
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – RAJKOTGONDAL ROAD, ensure your bank's portal accepts IFSC ICIC0000728 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – RAJKOTGONDAL ROAD, use IMPS. With IFSC ICIC0000728 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0000728 for ICICI Bank Limited – RAJKOTGONDAL ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0000728 | Yes – ICIC0000728 | Yes – ICIC0000728 |
For most retail customers crediting the Rajkotgondal Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's RAJKOTGONDAL ROAD branch, the IFSC ICIC0000728 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rajkotgondal Road branch is mapped to IFSC ICIC0000728 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0000728.
Products and services
Customers walking into the Rajkotgondal Road branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0000728
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0000728 and the account number together uniquely identify the Rajkotgondal Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ICIC0000728
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAJKOTGONDAL ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000728 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC ICIC0000728
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – RAJKOTGONDAL ROAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0000728. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Rajkotgondal Road branch
The branch is located at ICICI BANK LTD., JAYANTH, GROUND FLOOR, GONDAL ROAD, MAKKAM CHOWK, RAJKOT, GUJARAT.360002, which puts it inside Gondal, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Rajkotgondal Road branch” — the verified location pin for IFSC ICIC0000728 should appear at the top of the results.
- Confirm the branch is open by calling 91-7069049986 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000728 and your account number.
Verifying IFSC ICIC0000728 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000728 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7069049986.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rajkotgondal Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0000728, however, work 24x7.
Branch address & contact
ICICI Bank LimitedRajkotgondal Road Branch
ICICI BANK LTD., JAYANTH, GROUND FLOOR, GONDAL ROAD, MAKKAM CHOWK, RAJKOT, GUJARAT.360002
Gondal, Gujarat
Phone: 91-7069049986
IFSC: ICIC0000728
Frequently asked questions
Can I use IFSC ICIC0000728 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000728 to send funds instantly.
How quickly will an NEFT transfer using ICIC0000728 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Rajkotgondal Road reflect within 30 minutes.
Is IFSC ICIC0000728 the same for all accounts at Rajkotgondal Road branch?
Yes. The IFSC ICIC0000728 is shared by every account held at ICICI Bank Limited's Rajkotgondal Road branch. Only the account number changes from customer to customer.
Is IFSC ICIC0000728 valid for NEFT and RTGS?
Yes. IFSC ICIC0000728 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is ICICI Bank Limited Rajkotgondal Road branch located?
ICICI Bank Limited's Rajkotgondal Road branch is located at ICICI BANK LTD., JAYANTH, GROUND FLOOR, GONDAL ROAD, MAKKAM CHOWK, RAJKOT, GUJARAT.360002, Gondal, Gujarat.
Does ICICI Bank Limited Rajkotgondal Road branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7069049986 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajkotgondal Road branch but serve different purposes.
How do I add ICICI Bank Limited Rajkotgondal Road as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000728, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0000728 belongs to ICICI Bank Limited's RAJKOTGONDAL ROAD branch, located at ICICI BANK LTD., JAYANTH, GROUND FLOOR, GONDAL ROAD, MAKKAM CHOWK, RAJKOT,… in GONDAL, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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