IFSC Code of ICICI Bank Limited, Ganganagar Ridhi Sidhi Branch, Rajasthan

Use this page as a one-stop reference for everything related to ICICI Bank Limited's GANGANAGAR RIDHI SIDHI branch in GANGANAGAR, RAJASTHAN. The branch's IFSC code ICIC0008406 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – GANGANAGAR RIDHI SIDHI is ICIC0008406. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008406 map to this branch in GANGANAGAR, RAJASTHAN.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ganganagar Ridhi Sidhi branch in Ganganagar, Rajasthan is part of this network and uses the IFSC code ICIC0008406 for all electronic settlement.

About the Ganganagar Ridhi Sidhi branch

The Ganganagar Ridhi Sidhi branch of ICICI Bank Limited is situated at ICICI BANK LTD T 04 A CHAK 2ML MURBA NO 33 KILA 08 RIDHI SIDHI ENCLOVE. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0008406 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's GANGANAGAR RIDHI SIDHI branch came to be assigned the code ICIC0008406.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0008406, money simply cannot be routed to the GANGANAGAR RIDHI SIDHI branch electronically.

How to transfer money using IFSC ICIC0008406

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0008406 across all three.

NEFT to ICICI Bank Limited, GANGANAGAR RIDHI SIDHI using IFSC ICIC0008406

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0008406, and confirm that the system picks up ICICI Bank Limited – GANGANAGAR RIDHI SIDHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GANGANAGAR RIDHI SIDHI

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's GANGANAGAR RIDHI SIDHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0008406 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – GANGANAGAR RIDHI SIDHI, use IMPS. With IFSC ICIC0008406 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0008406 for ICICI Bank Limited – GANGANAGAR RIDHI SIDHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ganganagar Ridhi Sidhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0008406

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – GANGANAGAR RIDHI SIDHI is still mapped to IFSC ICIC0008406. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0008406 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Ganganagar Ridhi Sidhi branch is mapped to IFSC ICIC0008406 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0008406.

Banking services available

The Ganganagar Ridhi Sidhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0008406

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0008406 and the account number together uniquely identify the Ganganagar Ridhi Sidhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Ganganagar Ridhi Sidhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0008406 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – GANGANAGAR RIDHI SIDHI:

• The IFSC is exactly ICIC0008406 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and GANGANAGAR RIDHI SIDHI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Ganganagar Ridhi Sidhi branch

The branch is located at ICICI BANK LTD T 04 A CHAK 2ML MURBA NO 33 KILA 08 RIDHI SIDHI ENCLOVE, which puts it inside Ganganagar, the broader Ganganagar district, and the state of Rajasthan. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Ganganagar Ridhi Sidhi branch” — the verified location pin for IFSC ICIC0008406 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0008406 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0008406 for ICICI Bank Limited – GANGANAGAR RIDHI SIDHI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ganganagar Ridhi Sidhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0008406 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0008406 is the IFSC code of ICICI Bank Limited, GANGANAGAR RIDHI SIDHI branch, in GANGANAGAR, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.