IFSC Code of ICICI Bank Limited, The Gadhinglaj Urban Cooperative Bank Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, THE GADHINGLAJ URBAN COOPERATIVE BANK branch in GADHINGLAJ. The 11-digit IFSC ICIC00GUCCB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the THE GADHINGLAJ URBAN COOPERATIVE BANK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's THE GADHINGLAJ URBAN COOPERATIVE BANK branch, the IFSC ICIC00GUCCB breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0GUCCB identifies this particular branch.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the The Gadhinglaj Urban Cooperative Bank branch in Gadhinglaj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC00GUCCB.

Branch details at a glance

About the The Gadhinglaj Urban Cooperative Bank branch

The The Gadhinglaj Urban Cooperative Bank branch of ICICI Bank Limited is situated at SANKESHWAR GADHINGLAJ RD,GADHINGLAJ,MAHARASHTRA 416502. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00GUCCB is used.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE GADHINGLAJ URBAN COOPERATIVE BANK of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00GUCCB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00GUCCB the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the The Gadhinglaj Urban Cooperative Bank branch is mapped to IFSC ICIC00GUCCB on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00GUCCB.

Products and services

Customers walking into the The Gadhinglaj Urban Cooperative Bank branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00GUCCB

How to transfer money using IFSC ICIC00GUCCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00GUCCB across all three.

How to use IFSC ICIC00GUCCB for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's THE GADHINGLAJ URBAN COOPERATIVE BANK branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC00GUCCB.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as THE GADHINGLAJ URBAN COOPERATIVE BANK.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to THE GADHINGLAJ URBAN COOPERATIVE BANK

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's THE GADHINGLAJ URBAN COOPERATIVE BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00GUCCB while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited THE GADHINGLAJ URBAN COOPERATIVE BANK (IFSC ICIC00GUCCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00GUCCB in your mobile or internet banking app, and the money is credited to the THE GADHINGLAJ URBAN COOPERATIVE BANK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Gadhinglaj Urban Cooperative Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00GUCCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE GADHINGLAJ URBAN COOPERATIVE BANK is still linked to IFSC ICIC00GUCCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC00GUCCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – THE GADHINGLAJ URBAN COOPERATIVE BANK is still mapped to IFSC ICIC00GUCCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00GUCCB and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The Gadhinglaj Urban Cooperative Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00GUCCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The Gadhinglaj Urban Cooperative Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00GUCCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – THE GADHINGLAJ URBAN COOPERATIVE BANK:

• The IFSC is exactly ICIC00GUCCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and THE GADHINGLAJ URBAN COOPERATIVE BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The Gadhinglaj Urban Cooperative Bank branch sits at SANKESHWAR GADHINGLAJ RD,GADHINGLAJ,MAHARASHTRA 416502. If you are travelling from outside Gadhinglaj, search for the branch on a maps application using the bank name and locality, or call 9860206400 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00GUCCB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00GUCCB for ICICI Bank Limited – THE GADHINGLAJ URBAN COOPERATIVE BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The Gadhinglaj Urban Cooperative Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00GUCCB continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00GUCCB belongs to ICICI Bank Limited's THE GADHINGLAJ URBAN COOPERATIVE BANK branch, located at SANKESHWAR GADHINGLAJ RD,GADHINGLAJ,MAHARASHTRA 416502 in GADHINGLAJ, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.