This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, DURGAPUR branch in DURGAPUR. The 11-digit IFSC ICIC0000188 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the DURGAPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for ICICI Bank Limited – DURGAPUR is ICIC0000188. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000188 map to this branch in DURGAPUR, WEST BENGAL.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Durgapur branch in Durgapur, West Bengal is part of this network and uses the IFSC code ICIC0000188 for all electronic settlement.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Durgapur |
| IFSC Code | ICIC0000188 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., OPP SUHATTA BUIDING,SAHEED KHUDIRAM SARANI, DURGAPUR BARDDHAMAN DIST., WEST BENGAL.713216 |
| City | Durgapur |
| District | Barddhaman |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9798110120 |
About this branch
The branch is located at ICICI BANK LTD., OPP SUHATTA BUIDING,SAHEED KHUDIRAM SARANI, DURGAPUR BARDDHAMAN DIST., WEST BENGAL.713216. It serves the Durgapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0000188 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's DURGAPUR branch came to be assigned the code ICIC0000188.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0000188, money simply cannot be routed to the DURGAPUR branch electronically.
Products and account variants supported
Every account opened at the Durgapur branch is mapped to IFSC ICIC0000188 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0000188.
Products and services
Customers walking into the Durgapur branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0000188
How to transfer money using IFSC ICIC0000188
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000188 across all three.
NEFT to ICICI Bank Limited, DURGAPUR using IFSC ICIC0000188
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000188, and confirm that the system picks up ICICI Bank Limited – DURGAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0000188
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – DURGAPUR, ensure your bank's portal accepts IFSC ICIC0000188 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – DURGAPUR, use IMPS. With IFSC ICIC0000188 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Durgapur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0000188:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DURGAPUR is still linked to IFSC ICIC0000188.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC ICIC0000188
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – DURGAPUR is still mapped to IFSC ICIC0000188. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0000188 and the beneficiary's account number to complete the transfer.
Online banking and IFSC ICIC0000188
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DURGAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000188 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Durgapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0000188 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC ICIC0000188
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – DURGAPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0000188. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Durgapur branch sits at ICICI BANK LTD., OPP SUHATTA BUIDING,SAHEED KHUDIRAM SARANI, DURGAPUR BARDDHAMAN DIST., WEST BENGAL.713216. If you are travelling from outside Durgapur, search for the branch on a maps application using the bank name and locality, or call 91-9798110120 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0000188 and your account number.
Verifying IFSC ICIC0000188 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000188 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9798110120.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Durgapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0000188 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedDurgapur Branch
ICICI BANK LTD., OPP SUHATTA BUIDING,SAHEED KHUDIRAM SARANI, DURGAPUR BARDDHAMAN DIST., WEST BENGAL.713216
Durgapur, West Bengal
Phone: 91-9798110120
IFSC: ICIC0000188
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Durgapur branch but serve different purposes.
Where is ICICI Bank Limited Durgapur branch located?
ICICI Bank Limited's Durgapur branch is located at ICICI BANK LTD., OPP SUHATTA BUIDING,SAHEED KHUDIRAM SARANI, DURGAPUR BARDDHAMAN DIST., WEST BENGAL.713216, Durgapur, West Bengal.
What is the IFSC code of ICICI Bank Limited Durgapur branch?
The IFSC code of ICICI Bank Limited, Durgapur branch is ICIC0000188. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of ICICI Bank Limited Durgapur branch?
You can reach the branch at 91-9798110120 during regular banking hours.
How do I add ICICI Bank Limited Durgapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000188, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ICIC0000188 the same for all accounts at Durgapur branch?
Yes. The IFSC ICIC0000188 is shared by every account held at ICICI Bank Limited's Durgapur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using ICIC0000188 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Durgapur reflect within 30 minutes.
Can I use IFSC ICIC0000188 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000188 to send funds instantly.
Summary
The IFSC code ICIC0000188 belongs to ICICI Bank Limited's DURGAPUR branch, located at ICICI BANK LTD., OPP SUHATTA BUIDING,SAHEED KHUDIRAM SARANI, DURGAPUR… in DURGAPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
