IFSC Code of ICICI Bank Limited, Kalkaji Main Market Branch, Delhi

If you are searching for the IFSC code of ICICI Bank Limited, KALKAJI MAIN MARKET branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is ICIC0003993. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KALKAJI MAIN MARKET branch, and detailed step-by-step guides for using the IFSC ICIC0003993 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0003993 is the IFSC of ICICI Bank Limited's KALKAJI MAIN MARKET branch. The format is fixed: ICIC = bank code, 0 = reserved, 003993 = branch identifier.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kalkaji Main Market branch — IFSC ICIC0003993 — extends the bank's services to customers in and around Delhi, Delhi.

About this branch

The branch is located at ICICI BANK LTD., SHOP NOS. G1, G2 AND LGF 1, PLOT NO. F 1, KALKAJI, NEW DELHI.110019. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003993 is used to identify this branch on the RBI payments network.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALKAJI MAIN MARKET of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003993 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003993 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC ICIC0003993

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003993 across all three.

NEFT to ICICI Bank Limited, KALKAJI MAIN MARKET using IFSC ICIC0003993

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003993, and confirm that the system picks up ICICI Bank Limited – KALKAJI MAIN MARKET. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KALKAJI MAIN MARKET

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's KALKAJI MAIN MARKET branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003993 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited KALKAJI MAIN MARKET (IFSC ICIC0003993)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003993 in your mobile or internet banking app, and the money is credited to the KALKAJI MAIN MARKET branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kalkaji Main Market

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0003993:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KALKAJI MAIN MARKET is still linked to IFSC ICIC0003993.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0003993

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – KALKAJI MAIN MARKET is still mapped to IFSC ICIC0003993. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003993 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kalkaji Main Market branch

Once you have an account at ICICI Bank Limited – KALKAJI MAIN MARKET, the IFSC ICIC0003993 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kalkaji Main Market branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0003993

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003993 and the account number together uniquely identify the Kalkaji Main Market branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Kalkaji Main Market branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003993 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – KALKAJI MAIN MARKET:

• The IFSC is exactly ICIC0003993 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and KALKAJI MAIN MARKET as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kalkaji Main Market branch sits at ICICI BANK LTD., SHOP NOS. G1, G2 AND LGF 1, PLOT NO. F 1, KALKAJI, NEW DELHI.110019. If you are travelling from outside Delhi, search for the branch on a maps application using the bank name and locality, or call 91-8411966495 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003993 and your account number.

Verifying IFSC ICIC0003993 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003993 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8411966495.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kalkaji Main Market are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0003993 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003993 belongs to ICICI Bank Limited's KALKAJI MAIN MARKET branch, located at ICICI BANK LTD., SHOP NOS. G1, G2 AND LGF 1, PLOT NO. F 1, KALKAJI, NEW… in DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.