IFSC Code of ICICI Bank Limited, Darjeeling-Chowk Bazar Branch, West Bengal

If you are searching for the IFSC code of ICICI Bank Limited, DARJEELING-CHOWK BAZAR branch in DARJILING, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is ICIC0003873. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DARJEELING-CHOWK BAZAR branch, and detailed step-by-step guides for using the IFSC ICIC0003873 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's DARJEELING-CHOWK BAZAR branch, the IFSC ICIC0003873 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 003873 identifies this particular branch.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Darjeeling-Chowk Bazar branch in Darjiling, West Bengal is part of this network and uses the IFSC code ICIC0003873 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at ICICI BANK LTD., CHOWK BAZAR, DARJEELING JUDGE BAZAR, HILL CART ROAD, WARD NO. 20, PO, PS & DIST-DARJEELING, PLOT NO. 452 & 453, WEST BENGAL-734101. It serves the Darjiling region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003873 is used to identify this branch on the RBI payments network.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DARJEELING-CHOWK BAZAR of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003873 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003873 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Darjeeling-Chowk Bazar branch is mapped to IFSC ICIC0003873 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0003873.

Banking services available

The Darjeeling-Chowk Bazar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9832318646.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003873

How to transfer money using IFSC ICIC0003873

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003873 across all three.

NEFT to ICICI Bank Limited, DARJEELING-CHOWK BAZAR using IFSC ICIC0003873

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003873, and confirm that the system picks up ICICI Bank Limited – DARJEELING-CHOWK BAZAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to DARJEELING-CHOWK BAZAR

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's DARJEELING-CHOWK BAZAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0003873 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited DARJEELING-CHOWK BAZAR (IFSC ICIC0003873)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0003873 in your mobile or internet banking app, and the money is credited to the DARJEELING-CHOWK BAZAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Darjeeling-Chowk Bazar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0003873:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DARJEELING-CHOWK BAZAR is still linked to IFSC ICIC0003873.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0003873

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – DARJEELING-CHOWK BAZAR is still mapped to IFSC ICIC0003873. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003873 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Darjeeling-Chowk Bazar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0003873 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Darjeeling-Chowk Bazar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0003873 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – DARJEELING-CHOWK BAZAR:

• The IFSC is exactly ICIC0003873 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and DARJEELING-CHOWK BAZAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Darjeeling-Chowk Bazar branch sits at ICICI BANK LTD., CHOWK BAZAR, DARJEELING JUDGE BAZAR, HILL CART ROAD, WARD NO. 20, PO, PS & DIST-DARJEELING, PLOT NO. 452 & 453, WEST BENGAL-734101. If you are travelling from outside Darjiling, search for the branch on a maps application using the bank name and locality, or call 91-9832318646 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003873 and your account number.

Verifying IFSC ICIC0003873 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003873 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9832318646.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Darjeeling-Chowk Bazar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003873, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0003873 belongs to ICICI Bank Limited's DARJEELING-CHOWK BAZAR branch, located at ICICI BANK LTD., CHOWK BAZAR, DARJEELING JUDGE BAZAR, HILL CART ROAD, WARD NO.… in DARJILING, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.