IFSC Code of ICICI Bank Limited, Coimbatore Masakalipalayam Branch, Tamil Nadu

Use this page as a one-stop reference for everything related to ICICI Bank Limited's COIMBATORE MASAKALIPALAYAM branch in COIMBATORE, TAMIL NADU. The branch's IFSC code ICIC0004234 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – COIMBATORE MASAKALIPALAYAM is ICIC0004234. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004234 map to this branch in COIMBATORE, TAMIL NADU.

Branch details at a glance

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Coimbatore Masakalipalayam branch — IFSC ICIC0004234 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.

Coimbatore Masakalipalayam branch overview

Located at ICICI BANK LTD., NO.31, LAKSHMIPURAM 4TH STREET, MASAKALIPALAYAM MAIN ROAD, PEELAMEDU, COIMBATORE, TAMIL NADU.641004, the Coimbatore Masakalipalayam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0004234 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's COIMBATORE MASAKALIPALAYAM branch came to be assigned the code ICIC0004234.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0004234, money simply cannot be routed to the COIMBATORE MASAKALIPALAYAM branch electronically.

How to transfer money using IFSC ICIC0004234

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0004234 across all three.

NEFT to ICICI Bank Limited, COIMBATORE MASAKALIPALAYAM using IFSC ICIC0004234

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0004234, and confirm that the system picks up ICICI Bank Limited – COIMBATORE MASAKALIPALAYAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to COIMBATORE MASAKALIPALAYAM

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's COIMBATORE MASAKALIPALAYAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0004234 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited COIMBATORE MASAKALIPALAYAM (IFSC ICIC0004234)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0004234 in your mobile or internet banking app, and the money is credited to the COIMBATORE MASAKALIPALAYAM branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Coimbatore Masakalipalayam

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0004234:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at COIMBATORE MASAKALIPALAYAM is still linked to IFSC ICIC0004234.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0004234

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – COIMBATORE MASAKALIPALAYAM is still mapped to IFSC ICIC0004234. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0004234 and the beneficiary's account number to complete the transfer.

Account types you can open at the Coimbatore Masakalipalayam branch

Once you have an account at ICICI Bank Limited – COIMBATORE MASAKALIPALAYAM, the IFSC ICIC0004234 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Coimbatore Masakalipalayam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9321913189.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0004234

MICR & cheque-truncation details

Cheques drawn on the Coimbatore Masakalipalayam branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0004234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC ICIC0004234

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the COIMBATORE MASAKALIPALAYAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0004234 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC ICIC0004234

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – COIMBATORE MASAKALIPALAYAM, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0004234.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Coimbatore Masakalipalayam branch sits at ICICI BANK LTD., NO.31, LAKSHMIPURAM 4TH STREET, MASAKALIPALAYAM MAIN ROAD, PEELAMEDU, COIMBATORE, TAMIL NADU.641004. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 91-9321913189 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0004234 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0004234 for ICICI Bank Limited – COIMBATORE MASAKALIPALAYAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Coimbatore Masakalipalayam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0004234 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0004234 belongs to ICICI Bank Limited's COIMBATORE MASAKALIPALAYAM branch, located at ICICI BANK LTD., NO.31, LAKSHMIPURAM 4TH STREET, MASAKALIPALAYAM MAIN ROAD,… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.