IFSC Code of ICICI Bank Limited, St Thomas Mount Branch, Tamil Nadu

Below are the complete branch details for ICICI Bank Limited, ST THOMAS MOUNT branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0002348. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0002348 for ICICI Bank Limited – ST THOMAS MOUNT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – ST THOMAS MOUNT is ICIC0002348. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002348 map to this branch in CHENNAI, TAMIL NADU.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the St Thomas Mount branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0002348.

Branch details at a glance

St Thomas Mount branch overview

Located at ICICI BANK LTD., NO.5/66, BUTT ROAD, ST. THOMAS MOUNT CHENNAI, TAMIL NADU.600016, the St Thomas Mount branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0002348 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's ST THOMAS MOUNT branch came to be assigned the code ICIC0002348.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002348, money simply cannot be routed to the ST THOMAS MOUNT branch electronically.

Products and account variants supported

Every account opened at the St Thomas Mount branch is mapped to IFSC ICIC0002348 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0002348.

Banking services available

The St Thomas Mount branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7823901492.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0002348

How to transfer money using IFSC ICIC0002348

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002348 across all three.

NEFT to ICICI Bank Limited, ST THOMAS MOUNT using IFSC ICIC0002348

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002348, and confirm that the system picks up ICICI Bank Limited – ST THOMAS MOUNT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to ST THOMAS MOUNT

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's ST THOMAS MOUNT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0002348 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited ST THOMAS MOUNT (IFSC ICIC0002348)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0002348 in your mobile or internet banking app, and the money is credited to the ST THOMAS MOUNT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0002348 for ICICI Bank Limited – ST THOMAS MOUNT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the St Thomas Mount branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0002348

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – ST THOMAS MOUNT is still mapped to IFSC ICIC0002348. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002348 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0002348

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ST THOMAS MOUNT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0002348 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0002348 and the account number together uniquely identify the St Thomas Mount branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – ST THOMAS MOUNT:

• The IFSC is exactly ICIC0002348 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and ST THOMAS MOUNT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The St Thomas Mount branch sits at ICICI BANK LTD., NO.5/66, BUTT ROAD, ST. THOMAS MOUNT CHENNAI, TAMIL NADU.600016. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 91-7823901492 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0002348 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0002348 for ICICI Bank Limited – ST THOMAS MOUNT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at St Thomas Mount are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002348 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0002348 is the IFSC code of ICICI Bank Limited, ST THOMAS MOUNT branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.