Use this page as a one-stop reference for everything related to ICICI Bank Limited's SIRUSERI branch in CHENNAI, TAMIL NADU. The branch's IFSC code ICIC0002708 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0002708 is the IFSC of ICICI Bank Limited's SIRUSERI branch. The format is fixed: ICIC = bank code, 0 = reserved, 002708 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Siruseri |
| IFSC Code | ICIC0002708 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., NO. 34.E, OLD MAHAPALIPURAM ROAD OMR, SIRUSERI, CHENNAI, KANCHEEPURAM DIST., TAMIL NADU.600130 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9655562650 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Siruseri branch in Chennai. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0002708.
About this branch
The branch is located at ICICI BANK LTD., NO. 34.E, OLD MAHAPALIPURAM ROAD OMR, SIRUSERI, CHENNAI, KANCHEEPURAM DIST., TAMIL NADU.600130. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0002708 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SIRUSERI branch came to be assigned the code ICIC0002708.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002708, money simply cannot be routed to the SIRUSERI branch electronically.
How to transfer money using IFSC ICIC0002708
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002708 across all three.
How to use IFSC ICIC0002708 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's SIRUSERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0002708.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as SIRUSERI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0002708
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – SIRUSERI, ensure your bank's portal accepts IFSC ICIC0002708 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited SIRUSERI (IFSC ICIC0002708)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0002708 in your mobile or internet banking app, and the money is credited to the SIRUSERI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0002708 for ICICI Bank Limited – SIRUSERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0002708 | Yes – ICIC0002708 | Yes – ICIC0002708 |
For most retail customers crediting the Siruseri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0002708
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SIRUSERI is still mapped to IFSC ICIC0002708. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002708 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Siruseri branch is mapped to IFSC ICIC0002708 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0002708.
Banking services available
The Siruseri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9655562650.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0002708
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0002708 and the account number together uniquely identify the Siruseri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Siruseri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0002708 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC ICIC0002708
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – SIRUSERI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0002708. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Siruseri branch sits at ICICI BANK LTD., NO. 34.E, OLD MAHAPALIPURAM ROAD OMR, SIRUSERI, CHENNAI, KANCHEEPURAM DIST., TAMIL NADU.600130. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 91-9655562650 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0002708 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0002708 for ICICI Bank Limited – SIRUSERI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Siruseri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002708 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedSiruseri Branch
ICICI BANK LTD., NO. 34.E, OLD MAHAPALIPURAM ROAD OMR, SIRUSERI, CHENNAI, KANCHEEPURAM DIST., TAMIL NADU.600130
Chennai, Tamil Nadu
Phone: 91-9655562650
IFSC: ICIC0002708
Frequently asked questions
How do I add ICICI Bank Limited Siruseri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0002708, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC ICIC0002708 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0002708 to send funds instantly.
Is IFSC ICIC0002708 the same for all accounts at Siruseri branch?
Yes. The IFSC ICIC0002708 is shared by every account held at ICICI Bank Limited's Siruseri branch. Only the account number changes from customer to customer.
Is IFSC ICIC0002708 valid for NEFT and RTGS?
Yes. IFSC ICIC0002708 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of ICICI Bank Limited Siruseri branch?
You can reach the branch at 91-9655562650 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Siruseri branch but serve different purposes.
Where is ICICI Bank Limited Siruseri branch located?
ICICI Bank Limited's Siruseri branch is located at ICICI BANK LTD., NO. 34.E, OLD MAHAPALIPURAM ROAD OMR, SIRUSERI, CHENNAI, KANCHEEPURAM DIST., TAMIL NADU.600130, Chennai, Tamil Nadu.
Does ICICI Bank Limited Siruseri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9655562650 to confirm.
Final notes
To recap: ICIC0002708 is the IFSC code of ICICI Bank Limited, SIRUSERI branch, in CHENNAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
