If you are searching for the IFSC code of ICICI Bank Limited, MUTHUKADU branch in CHENNAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is ICIC0005192. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MUTHUKADU branch, and detailed step-by-step guides for using the IFSC ICIC0005192 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0005192 is the IFSC of ICICI Bank Limited's MUTHUKADU branch. The format is fixed: ICIC = bank code, 0 = reserved, 005192 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Muthukadu |
| IFSC Code | ICIC0005192 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 99 8 C 1 B 1A3 8 C 1 B 1 A 4 DOCTORS COVE ROAD OLD K K ROAD MUTTUKADU ECR, DIST CHENGALPATTU |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
| STD Code | 0 |
| Phone | 0 |
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Muthukadu branch — IFSC ICIC0005192 — extends the bank's services to customers in and around Chennai, Tamil Nadu.
About the Muthukadu branch
The Muthukadu branch of ICICI Bank Limited is situated at 99 8 C 1 B 1A3 8 C 1 B 1 A 4 DOCTORS COVE ROAD OLD K K ROAD MUTTUKADU ECR, DIST CHENGALPATTU. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0005192 is used.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MUTHUKADU of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0005192 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0005192 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ICIC0005192
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0005192 across all three.
How to use IFSC ICIC0005192 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's MUTHUKADU branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0005192.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as MUTHUKADU.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC ICIC0005192
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – MUTHUKADU, ensure your bank's portal accepts IFSC ICIC0005192 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – MUTHUKADU, use IMPS. With IFSC ICIC0005192 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Muthukadu
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0005192:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MUTHUKADU is still linked to IFSC ICIC0005192.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's MUTHUKADU branch, the IFSC ICIC0005192 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Muthukadu branch is mapped to IFSC ICIC0005192 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0005192.
Products and services
Customers walking into the Muthukadu branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0005192
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0005192 and the account number together uniquely identify the Muthukadu branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Muthukadu branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0005192 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC ICIC0005192
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – MUTHUKADU, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0005192. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Muthukadu branch sits at 99 8 C 1 B 1A3 8 C 1 B 1 A 4 DOCTORS COVE ROAD OLD K K ROAD MUTTUKADU ECR, DIST CHENGALPATTU. If you are travelling from outside Chennai, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0005192 and your account number.
Verifying IFSC ICIC0005192 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0005192 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 0.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Muthukadu branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0005192, however, work 24x7.
Branch address & contact
ICICI Bank LimitedMuthukadu Branch
99 8 C 1 B 1A3 8 C 1 B 1 A 4 DOCTORS COVE ROAD OLD K K ROAD MUTTUKADU ECR, DIST CHENGALPATTU
Chennai, Tamil Nadu
Phone: 0
IFSC: ICIC0005192
Frequently asked questions
Does ICICI Bank Limited Muthukadu branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
How quickly will an NEFT transfer using ICIC0005192 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Muthukadu reflect within 30 minutes.
Where is ICICI Bank Limited Muthukadu branch located?
ICICI Bank Limited's Muthukadu branch is located at 99 8 C 1 B 1A3 8 C 1 B 1 A 4 DOCTORS COVE ROAD OLD K K ROAD MUTTUKADU ECR, DIST CHENGALPATTU, Chennai, Tamil Nadu.
Can I use IFSC ICIC0005192 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0005192 to send funds instantly.
Is IFSC ICIC0005192 the same for all accounts at Muthukadu branch?
Yes. The IFSC ICIC0005192 is shared by every account held at ICICI Bank Limited's Muthukadu branch. Only the account number changes from customer to customer.
Is IFSC ICIC0005192 valid for NEFT and RTGS?
Yes. IFSC ICIC0005192 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of ICICI Bank Limited Muthukadu branch?
You can reach the branch at 0 during regular banking hours.
How do I add ICICI Bank Limited Muthukadu as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0005192, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0005192 belongs to ICICI Bank Limited's MUTHUKADU branch, located at 99 8 C 1 B 1A3 8 C 1 B 1 A 4 DOCTORS COVE ROAD OLD K K ROAD MUTTUKADU ECR,… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
