This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, CHAUNTA branch in CHAUNTA. The 11-digit IFSC ICIC0003156 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the CHAUNTA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0003156 is the IFSC of ICICI Bank Limited's CHAUNTA branch. The format is fixed: ICIC = bank code, 0 = reserved, 003156 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Chaunta |
| IFSC Code | ICIC0003156 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., VILLAGE POST OFFICE CHAUNTA, DIST. AND TEHSIL GURDASPUR, PUNJAB.143533 |
| City | Chaunta |
| District | Ludhiana |
| State | Ludhiana |
| STD Code | 1874 |
| Phone | 502022 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Chaunta branch in Chaunta. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0003156.
About this branch
The branch is located at ICICI BANK LTD., VILLAGE POST OFFICE CHAUNTA, DIST. AND TEHSIL GURDASPUR, PUNJAB.143533. It serves the Chaunta region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0003156 is used to identify this branch on the RBI payments network.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHAUNTA of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0003156 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0003156 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC ICIC0003156
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0003156 across all three.
NEFT to ICICI Bank Limited, CHAUNTA using IFSC ICIC0003156
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0003156, and confirm that the system picks up ICICI Bank Limited – CHAUNTA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0003156
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – CHAUNTA, ensure your bank's portal accepts IFSC ICIC0003156 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – CHAUNTA, use IMPS. With IFSC ICIC0003156 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0003156 for ICICI Bank Limited – CHAUNTA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0003156 | Yes – ICIC0003156 | Yes – ICIC0003156 |
For most retail customers crediting the Chaunta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0003156
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – CHAUNTA is still mapped to IFSC ICIC0003156. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0003156 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Chaunta branch is mapped to IFSC ICIC0003156 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0003156.
Banking services available
The Chaunta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1874-502022.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0003156
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0003156 and the account number together uniquely identify the Chaunta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC ICIC0003156
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHAUNTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0003156 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC ICIC0003156
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – CHAUNTA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0003156. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chaunta branch sits at ICICI BANK LTD., VILLAGE POST OFFICE CHAUNTA, DIST. AND TEHSIL GURDASPUR, PUNJAB.143533. If you are travelling from outside Chaunta, search for the branch on a maps application using the bank name and locality, or call 1874-502022 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0003156 and your account number.
Verifying IFSC ICIC0003156 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0003156 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1874-502022.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chaunta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0003156, however, work 24x7.
Branch address & contact
ICICI Bank LimitedChaunta Branch
ICICI BANK LTD., VILLAGE POST OFFICE CHAUNTA, DIST. AND TEHSIL GURDASPUR, PUNJAB.143533
Chaunta, Ludhiana
Phone: 1874-502022
IFSC: ICIC0003156
Frequently asked questions
How do I add ICICI Bank Limited Chaunta as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0003156, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ICIC0003156 the same for all accounts at Chaunta branch?
Yes. The IFSC ICIC0003156 is shared by every account held at ICICI Bank Limited's Chaunta branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chaunta branch but serve different purposes.
Is IFSC ICIC0003156 valid for NEFT and RTGS?
Yes. IFSC ICIC0003156 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of ICICI Bank Limited Chaunta branch?
The IFSC code of ICICI Bank Limited, Chaunta branch is ICIC0003156. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using ICIC0003156 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Chaunta reflect within 30 minutes.
Does ICICI Bank Limited Chaunta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1874-502022 to confirm.
Where is ICICI Bank Limited Chaunta branch located?
ICICI Bank Limited's Chaunta branch is located at ICICI BANK LTD., VILLAGE POST OFFICE CHAUNTA, DIST. AND TEHSIL GURDASPUR, PUNJAB.143533, Chaunta, Ludhiana.
Final notes
To recap: ICIC0003156 is the IFSC code of ICICI Bank Limited, CHAUNTA branch, in CHAUNTA, LUDHIANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
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