IFSC Code of ICICI Bank Limited, Sanmitra Mahila Nagri Sahakari Bank Branch, Maharashtra

Use this page as a one-stop reference for everything related to ICICI Bank Limited's SANMITRA MAHILA NAGRI SAHAKARI BANK branch in CHANDRAPUR, MAHARASHTRA. The branch's IFSC code ICIC00SMNSB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – SANMITRA MAHILA NAGRI SAHAKARI BANK is ICIC00SMNSB. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0SMNSB map to this branch in CHANDRAPUR, MAHARASHTRA.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sanmitra Mahila Nagri Sahakari Bank branch in Chandrapur, Maharashtra is part of this network and uses the IFSC code ICIC00SMNSB for all electronic settlement.

Branch details at a glance

Sanmitra Mahila Nagri Sahakari Bank branch overview

Located at 2ND FLOOR KATYANI RUGNALAYA BALAJI WARD CHANDRAPUR 442401, the Sanmitra Mahila Nagri Sahakari Bank branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC00SMNSB is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SANMITRA MAHILA NAGRI SAHAKARI BANK of ICICI Bank Limited — its own 11-character IFSC. The code ICIC00SMNSB is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC00SMNSB the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sanmitra Mahila Nagri Sahakari Bank branch

Once you have an account at ICICI Bank Limited – SANMITRA MAHILA NAGRI SAHAKARI BANK, the IFSC ICIC00SMNSB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sanmitra Mahila Nagri Sahakari Bank branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00SMNSB

How to transfer money using IFSC ICIC00SMNSB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00SMNSB across all three.

NEFT to ICICI Bank Limited, SANMITRA MAHILA NAGRI SAHAKARI BANK using IFSC ICIC00SMNSB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00SMNSB, and confirm that the system picks up ICICI Bank Limited – SANMITRA MAHILA NAGRI SAHAKARI BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SANMITRA MAHILA NAGRI SAHAKARI BANK

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's SANMITRA MAHILA NAGRI SAHAKARI BANK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00SMNSB while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited SANMITRA MAHILA NAGRI SAHAKARI BANK (IFSC ICIC00SMNSB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC00SMNSB in your mobile or internet banking app, and the money is credited to the SANMITRA MAHILA NAGRI SAHAKARI BANK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Sanmitra Mahila Nagri Sahakari Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC00SMNSB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SANMITRA MAHILA NAGRI SAHAKARI BANK is still linked to IFSC ICIC00SMNSB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC00SMNSB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SANMITRA MAHILA NAGRI SAHAKARI BANK is still mapped to IFSC ICIC00SMNSB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00SMNSB and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC00SMNSB

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SANMITRA MAHILA NAGRI SAHAKARI BANK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC00SMNSB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC00SMNSB and the account number together uniquely identify the Sanmitra Mahila Nagri Sahakari Bank branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SANMITRA MAHILA NAGRI SAHAKARI BANK:

• The IFSC is exactly ICIC00SMNSB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and SANMITRA MAHILA NAGRI SAHAKARI BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sanmitra Mahila Nagri Sahakari Bank branch sits at 2ND FLOOR KATYANI RUGNALAYA BALAJI WARD CHANDRAPUR 442401. If you are travelling from outside Chandrapur, search for the branch on a maps application using the bank name and locality, or call 7172-260693 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC00SMNSB and your account number.

Verifying IFSC ICIC00SMNSB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC00SMNSB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7172-260693.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sanmitra Mahila Nagri Sahakari Bank branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC00SMNSB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC00SMNSB is the IFSC code of ICICI Bank Limited, SANMITRA MAHILA NAGRI SAHAKARI BANK branch, in CHANDRAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.