Below are the complete branch details for ICICI Bank Limited, CHANDRANAGAR branch, located in CHANDRANAGAR, KERALA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0002628. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0002628 for ICICI Bank Limited – CHANDRANAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0002628 is the IFSC of ICICI Bank Limited's CHANDRANAGAR branch. The format is fixed: ICIC = bank code, 0 = reserved, 002628 = branch identifier.
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Chandranagar branch in Chandranagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0002628.
Chandranagar branch overview
Located at ICICI BANK LTD., SREE MAHADEV ARCADE, NEAR SREE PARVATHY MANDAPAM, CHANDRANAGAR, MARUTHARODE, PALAKKAD, KERALA - 678007, the Chandranagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0002628 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Chandranagar |
| IFSC Code | ICIC0002628 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., SREE MAHADEV ARCADE, NEAR SREE PARVATHY MANDAPAM, CHANDRANAGAR, MARUTHARODE, PALAKKAD, KERALA - 678007 |
| City | Chandranagar |
| District | Palakkad |
| State | Kerala |
| STD Code | 91 |
| Phone | 9961888797 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's CHANDRANAGAR branch came to be assigned the code ICIC0002628.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002628, money simply cannot be routed to the CHANDRANAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0002628 and the account number together uniquely identify the Chandranagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC ICIC0002628
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002628 across all three.
NEFT to ICICI Bank Limited, CHANDRANAGAR using IFSC ICIC0002628
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002628, and confirm that the system picks up ICICI Bank Limited – CHANDRANAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0002628
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – CHANDRANAGAR, ensure your bank's portal accepts IFSC ICIC0002628 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – CHANDRANAGAR, use IMPS. With IFSC ICIC0002628 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0002628 for ICICI Bank Limited – CHANDRANAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0002628 | Yes – ICIC0002628 | Yes – ICIC0002628 |
For most retail customers crediting the Chandranagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0002628
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – CHANDRANAGAR is still mapped to IFSC ICIC0002628. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002628 and the beneficiary's account number to complete the transfer.
Account types you can open at the Chandranagar branch
Once you have an account at ICICI Bank Limited – CHANDRANAGAR, the IFSC ICIC0002628 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chandranagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9961888797.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0002628
Digital banking channels
Most day-to-day work that customers used to do at the Chandranagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0002628 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Chandranagar branch
The branch is located at ICICI BANK LTD., SREE MAHADEV ARCADE, NEAR SREE PARVATHY MANDAPAM, CHANDRANAGAR, MARUTHARODE, PALAKKAD, KERALA - 678007, which puts it inside Chandranagar, the broader Palakkad district, and the state of Kerala. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Chandranagar branch” — the verified location pin for IFSC ICIC0002628 should appear at the top of the results.
- Confirm the branch is open by calling 91-9961888797 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0002628 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – CHANDRANAGAR:
- The IFSC is exactly ICIC0002628 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and CHANDRANAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Chandranagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002628 continue to work without interruption.
Verifying IFSC ICIC0002628 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0002628 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9961888797.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedChandranagar Branch
ICICI BANK LTD., SREE MAHADEV ARCADE, NEAR SREE PARVATHY MANDAPAM, CHANDRANAGAR, MARUTHARODE, PALAKKAD, KERALA - 678007
Chandranagar, Kerala
Phone: 91-9961888797
IFSC: ICIC0002628
Frequently asked questions
Is IFSC ICIC0002628 the same for all accounts at Chandranagar branch?
Yes. The IFSC ICIC0002628 is shared by every account held at ICICI Bank Limited's Chandranagar branch. Only the account number changes from customer to customer.
Can I use IFSC ICIC0002628 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0002628 to send funds instantly.
How do I add ICICI Bank Limited Chandranagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0002628, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandranagar branch but serve different purposes.
How quickly will an NEFT transfer using ICIC0002628 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Chandranagar reflect within 30 minutes.
What is the IFSC code of ICICI Bank Limited Chandranagar branch?
The IFSC code of ICICI Bank Limited, Chandranagar branch is ICIC0002628. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC ICIC0002628 valid for NEFT and RTGS?
Yes. IFSC ICIC0002628 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: ICIC0002628 is the IFSC code of ICICI Bank Limited, CHANDRANAGAR branch, in CHANDRANAGAR, KERALA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
