IFSC Code of ICICI Bank Limited, Bongaigaon, Assam Branch, Assam

Use this page as a one-stop reference for everything related to ICICI Bank Limited's BONGAIGAON, ASSAM branch in BONGAIGAON, ASSAM. The branch's IFSC code ICIC0000708 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0000708 is the IFSC of ICICI Bank Limited's BONGAIGAON, ASSAM branch. The format is fixed: ICIC = bank code, 0 = reserved, 000708 = branch identifier.

About ICICI Bank Limited

ICICI Bank Limited operates a wide network of branches across India, including the Bongaigaon, Assam branch in Bongaigaon. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0000708.

Branch details at a glance

About the Bongaigaon, Assam branch

The Bongaigaon, Assam branch of ICICI Bank Limited is situated at ICICI BANK LTD., D J ARCADE, BONGAIGAON TOWN, PART 1, WARD NO. 10, MUNICIPALITY ROAD, PO AND PS BONGAIGAON, DIST. BONGAIGAON, ASSAM.783380. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0000708 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BONGAIGAON, ASSAM branch came to be assigned the code ICIC0000708.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0000708, money simply cannot be routed to the BONGAIGAON, ASSAM branch electronically.

Products and account variants supported

Every account opened at the Bongaigaon, Assam branch is mapped to IFSC ICIC0000708 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0000708.

Banking services available

The Bongaigaon, Assam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9732531053.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0000708

How to transfer money using IFSC ICIC0000708

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000708 across all three.

NEFT to ICICI Bank Limited, BONGAIGAON, ASSAM using IFSC ICIC0000708

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000708, and confirm that the system picks up ICICI Bank Limited – BONGAIGAON, ASSAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0000708

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – BONGAIGAON, ASSAM, ensure your bank's portal accepts IFSC ICIC0000708 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – BONGAIGAON, ASSAM, use IMPS. With IFSC ICIC0000708 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0000708 for ICICI Bank Limited – BONGAIGAON, ASSAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bongaigaon, Assam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0000708

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – BONGAIGAON, ASSAM is still mapped to IFSC ICIC0000708. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0000708 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Bongaigaon, Assam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0000708 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0000708 and the account number together uniquely identify the Bongaigaon, Assam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – BONGAIGAON, ASSAM:

• The IFSC is exactly ICIC0000708 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and BONGAIGAON, ASSAM as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bongaigaon, Assam branch

The branch is located at ICICI BANK LTD., D J ARCADE, BONGAIGAON TOWN, PART 1, WARD NO. 10, MUNICIPALITY ROAD, PO AND PS BONGAIGAON, DIST. BONGAIGAON, ASSAM.783380, which puts it inside Bongaigaon, the broader Bongaigaon district, and the state of Assam. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Bongaigaon, Assam branch” — the verified location pin for IFSC ICIC0000708 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9732531053 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000708 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0000708 for ICICI Bank Limited – BONGAIGAON, ASSAM, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Bongaigaon, Assam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0000708 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0000708 is the IFSC code of ICICI Bank Limited, BONGAIGAON, ASSAM branch, in BONGAIGAON, ASSAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.