This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, PENDRA branch in BILASPUR. The 11-digit IFSC ICIC0007848 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the PENDRA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0007848 is the IFSC of ICICI Bank Limited's PENDRA branch. The format is fixed: ICIC = bank code, 0 = reserved, 007848 = branch identifier.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pendra branch in Bilaspur, Chhattisgarh is part of this network and uses the IFSC code ICIC0007848 for all electronic settlement.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Pendra |
| IFSC Code | ICIC0007848 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., NAVIN COMPLEX, NEAR RAJA GODOWN, MARWADI MAIN ROAD, PENDRA, DIST. GOURELLA PENDRA MARWAHI, CHHATTISGARH.495119 |
| City | Bilaspur |
| District | Bilaspur |
| State | Chhattisgarh |
| STD Code | 91 |
| Phone | 9039914000 |
About the Pendra branch
The Pendra branch of ICICI Bank Limited is situated at ICICI BANK LTD., NAVIN COMPLEX, NEAR RAJA GODOWN, MARWADI MAIN ROAD, PENDRA, DIST. GOURELLA PENDRA MARWAHI, CHHATTISGARH.495119. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0007848 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's PENDRA branch came to be assigned the code ICIC0007848.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0007848, money simply cannot be routed to the PENDRA branch electronically.
Products and account variants supported
Every account opened at the Pendra branch is mapped to IFSC ICIC0007848 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0007848.
Products and services
Customers walking into the Pendra branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0007848
How to transfer money using IFSC ICIC0007848
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007848 across all three.
NEFT to ICICI Bank Limited, PENDRA using IFSC ICIC0007848
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0007848, and confirm that the system picks up ICICI Bank Limited – PENDRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PENDRA
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's PENDRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0007848 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited PENDRA (IFSC ICIC0007848)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0007848 in your mobile or internet banking app, and the money is credited to the PENDRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0007848 for ICICI Bank Limited – PENDRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0007848 | Yes – ICIC0007848 | Yes – ICIC0007848 |
For most retail customers crediting the Pendra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0007848
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – PENDRA is still mapped to IFSC ICIC0007848. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0007848 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pendra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0007848 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0007848 and the account number together uniquely identify the Pendra branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC ICIC0007848
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – PENDRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0007848. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pendra branch
The branch is located at ICICI BANK LTD., NAVIN COMPLEX, NEAR RAJA GODOWN, MARWADI MAIN ROAD, PENDRA, DIST. GOURELLA PENDRA MARWAHI, CHHATTISGARH.495119, which puts it inside Bilaspur, the broader Bilaspur district, and the state of Chhattisgarh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Pendra branch” — the verified location pin for IFSC ICIC0007848 should appear at the top of the results.
- Confirm the branch is open by calling 91-9039914000 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0007848 and your account number.
Verifying IFSC ICIC0007848 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007848 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9039914000.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pendra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0007848 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedPendra Branch
ICICI BANK LTD., NAVIN COMPLEX, NEAR RAJA GODOWN, MARWADI MAIN ROAD, PENDRA, DIST. GOURELLA PENDRA MARWAHI, CHHATTISGARH.495119
Bilaspur, Chhattisgarh
Phone: 91-9039914000
IFSC: ICIC0007848
Frequently asked questions
Can I use IFSC ICIC0007848 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0007848 to send funds instantly.
How do I add ICICI Bank Limited Pendra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0007848, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC ICIC0007848 valid for NEFT and RTGS?
Yes. IFSC ICIC0007848 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pendra branch but serve different purposes.
Does ICICI Bank Limited Pendra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9039914000 to confirm.
Where is ICICI Bank Limited Pendra branch located?
ICICI Bank Limited's Pendra branch is located at ICICI BANK LTD., NAVIN COMPLEX, NEAR RAJA GODOWN, MARWADI MAIN ROAD, PENDRA, DIST. GOURELLA PENDRA MARWAHI, CHHATTISGARH.495119, Bilaspur, Chhattisgarh.
What is the phone number of ICICI Bank Limited Pendra branch?
You can reach the branch at 91-9039914000 during regular banking hours.
Final notes
To recap: ICIC0007848 is the IFSC code of ICICI Bank Limited, PENDRA branch, in BILASPUR, CHHATTISGARH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
