IFSC Code of ICICI Bank Limited, Shri Shiddheshwar Cooperative Bank Ltd Branch, Karnataka

Below are the complete branch details for ICICI Bank Limited, SHRI SHIDDHESHWAR COOPERATIVE BANK LTD branch, located in BIJAPUR, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is ICIC00SHIDD. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC00SHIDD for ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For ICICI Bank Limited's SHRI SHIDDHESHWAR COOPERATIVE BANK LTD branch, the IFSC ICIC00SHIDD breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 0SHIDD identifies this particular branch.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Shiddheshwar Cooperative Bank Ltd branch — IFSC ICIC00SHIDD — extends the bank's services to customers in and around Bijapur, Karnataka.

Branch details at a glance

About the Shri Shiddheshwar Cooperative Bank Ltd branch

The Shri Shiddheshwar Cooperative Bank Ltd branch of ICICI Bank Limited is situated at S S ROAD BIJAPUR KARNATAKA 586101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC00SHIDD is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SHRI SHIDDHESHWAR COOPERATIVE BANK LTD branch came to be assigned the code ICIC00SHIDD.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC00SHIDD, money simply cannot be routed to the SHRI SHIDDHESHWAR COOPERATIVE BANK LTD branch electronically.

Products and account variants supported

Every account opened at the Shri Shiddheshwar Cooperative Bank Ltd branch is mapped to IFSC ICIC00SHIDD on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC00SHIDD.

Products and services

Customers walking into the Shri Shiddheshwar Cooperative Bank Ltd branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC00SHIDD

How to transfer money using IFSC ICIC00SHIDD

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC00SHIDD across all three.

NEFT to ICICI Bank Limited, SHRI SHIDDHESHWAR COOPERATIVE BANK LTD using IFSC ICIC00SHIDD

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC00SHIDD, and confirm that the system picks up ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHRI SHIDDHESHWAR COOPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's SHRI SHIDDHESHWAR COOPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC00SHIDD while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD, use IMPS. With IFSC ICIC00SHIDD and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC00SHIDD for ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Shiddheshwar Cooperative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC00SHIDD

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD is still mapped to IFSC ICIC00SHIDD. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC00SHIDD and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shri Shiddheshwar Cooperative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC00SHIDD is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Shri Shiddheshwar Cooperative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC00SHIDD for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD:

• The IFSC is exactly ICIC00SHIDD with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and SHRI SHIDDHESHWAR COOPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shri Shiddheshwar Cooperative Bank Ltd branch

The branch is located at S S ROAD BIJAPUR KARNATAKA 586101, which puts it inside Bijapur, the broader Bijapur district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Shri Shiddheshwar Cooperative Bank Ltd branch” — the verified location pin for IFSC ICIC00SHIDD should appear at the top of the results.
2. Confirm the branch is open by calling 9379921234 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC00SHIDD and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC00SHIDD for ICICI Bank Limited – SHRI SHIDDHESHWAR COOPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shri Shiddheshwar Cooperative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC00SHIDD continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC00SHIDD belongs to ICICI Bank Limited's SHRI SHIDDHESHWAR COOPERATIVE BANK LTD branch, located at S S ROAD BIJAPUR KARNATAKA 586101 in BIJAPUR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.