IFSC Code of ICICI Bank Limited, Salt Lake Sector Three Bidhan Nagar, West Bengal Branch, West Bengal

Below are the complete branch details for ICICI Bank Limited, SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch, located in BIDHANNAGAR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is ICIC0001103. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case ICIC0001103 for ICICI Bank Limited – SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0001103 is the IFSC of ICICI Bank Limited's SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch. The format is fixed: ICIC = bank code, 0 = reserved, 001103 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Salt Lake Sector Three Bidhan Nagar, West Bengal branch — IFSC ICIC0001103 — extends the bank's services to customers in and around Bidhannagar, West Bengal.

Branch details at a glance

Salt Lake Sector Three Bidhan Nagar, West Bengal branch overview

Located at ICICI BANK LTD., HA11, SECTOR 3, SALT LAKE CITY, BIDHANNAGAR, NORTH 24 PARGANAS DIST., WEST BENGAL.700097, the Salt Lake Sector Three Bidhan Nagar, West Bengal branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0001103 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch came to be assigned the code ICIC0001103.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001103, money simply cannot be routed to the SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch electronically.

Products and account variants supported

Every account opened at the Salt Lake Sector Three Bidhan Nagar, West Bengal branch is mapped to IFSC ICIC0001103 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0001103.

Products and services

Customers walking into the Salt Lake Sector Three Bidhan Nagar, West Bengal branch can access most of ICICI Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC ICIC0001103

How to transfer money using IFSC ICIC0001103

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001103 across all three.

How to use IFSC ICIC0001103 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0001103.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC ICIC0001103

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL, ensure your bank's portal accepts IFSC ICIC0001103 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL, use IMPS. With IFSC ICIC0001103 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0001103 for ICICI Bank Limited – SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Salt Lake Sector Three Bidhan Nagar, West Bengal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch, the IFSC ICIC0001103 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Salt Lake Sector Three Bidhan Nagar, West Bengal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0001103 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Salt Lake Sector Three Bidhan Nagar, West Bengal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001103 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL:

• The IFSC is exactly ICIC0001103 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Salt Lake Sector Three Bidhan Nagar, West Bengal branch

The branch is located at ICICI BANK LTD., HA11, SECTOR 3, SALT LAKE CITY, BIDHANNAGAR, NORTH 24 PARGANAS DIST., WEST BENGAL.700097, which puts it inside Bidhannagar, the broader North 24 Parganas district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Salt Lake Sector Three Bidhan Nagar, West Bengal branch” — the verified location pin for IFSC ICIC0001103 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9836006718 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001103 and your account number.

Verifying IFSC ICIC0001103 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0001103 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9836006718.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Salt Lake Sector Three Bidhan Nagar, West Bengal branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001103, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0001103 belongs to ICICI Bank Limited's SALT LAKE SECTOR THREE BIDHAN NAGAR, WEST BENGAL branch, located at ICICI BANK LTD., HA11, SECTOR 3, SALT LAKE CITY, BIDHANNAGAR, NORTH 24… in BIDHANNAGAR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.