IFSC Code of ICICI Bank Limited, Bhimavaram One Town Branch, Andhra Pradesh

Use this page as a one-stop reference for everything related to ICICI Bank Limited's BHIMAVARAM ONE TOWN branch in BHIMAVARAM, ANDHRA PRADESH. The branch's IFSC code ICIC0007950 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, ICIC0007950 is the IFSC of ICICI Bank Limited's BHIMAVARAM ONE TOWN branch. The format is fixed: ICIC = bank code, 0 = reserved, 007950 = branch identifier.

Bank profile

ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bhimavaram One Town branch — IFSC ICIC0007950 — extends the bank's services to customers in and around Bhimavaram, Andhra Pradesh.

Branch details at a glance

Bhimavaram One Town branch overview

Located at ICICI BANK LTD., . HIG.57, GROUND FLOOR, AP HOUSING BOARD COLONY, BHIMAVARAM, DIST. WEST GODAVARI, ANDHRA PRADESH.534201, the Bhimavaram One Town branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0007950 is required for all interbank electronic transfers routed through this branch.

Why every ICICI Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHIMAVARAM ONE TOWN of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0007950 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0007950 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Bhimavaram One Town branch is mapped to IFSC ICIC0007950 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0007950.

Banking services available

The Bhimavaram One Town branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9666366566.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0007950

How to transfer money using IFSC ICIC0007950

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007950 across all three.

How to use IFSC ICIC0007950 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's BHIMAVARAM ONE TOWN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC ICIC0007950.
4. Confirm the bank name auto-populates as ICICI Bank Limited and the branch as BHIMAVARAM ONE TOWN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BHIMAVARAM ONE TOWN

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's BHIMAVARAM ONE TOWN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0007950 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to ICICI Bank Limited – BHIMAVARAM ONE TOWN, use IMPS. With IFSC ICIC0007950 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0007950 for ICICI Bank Limited – BHIMAVARAM ONE TOWN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bhimavaram One Town branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0007950

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – BHIMAVARAM ONE TOWN is still mapped to IFSC ICIC0007950. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0007950 and the beneficiary's account number to complete the transfer.

Online banking and IFSC ICIC0007950

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHIMAVARAM ONE TOWN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0007950 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Bhimavaram One Town branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0007950 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – BHIMAVARAM ONE TOWN:

• The IFSC is exactly ICIC0007950 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and BHIMAVARAM ONE TOWN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bhimavaram One Town branch sits at ICICI BANK LTD., . HIG.57, GROUND FLOOR, AP HOUSING BOARD COLONY, BHIMAVARAM, DIST. WEST GODAVARI, ANDHRA PRADESH.534201. If you are travelling from outside Bhimavaram, search for the branch on a maps application using the bank name and locality, or call 91-9666366566 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0007950 and your account number.

Verifying IFSC ICIC0007950 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007950 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9666366566.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bhimavaram One Town are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0007950 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0007950 is the IFSC code of ICICI Bank Limited, BHIMAVARAM ONE TOWN branch, in BHIMAVARAM, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.