This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, BARH branch in BARH. The 11-digit IFSC ICIC0002304 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the BARH location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0002304 is the IFSC of ICICI Bank Limited's BARH branch. The format is fixed: ICIC = bank code, 0 = reserved, 002304 = branch identifier.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Barh |
| IFSC Code | ICIC0002304 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., BASUDEV KUTIR,STATION ROAD, BARH, DIST PATNA, BIHAR.803213 |
| City | Barh |
| District | Patna |
| State | Bihar |
| STD Code | 91 |
| Phone | 7781006273 |
About ICICI Bank Limited
ICICI Bank Limited operates a wide network of branches across India, including the Barh branch in Barh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, ICIC0002304.
About this branch
The branch is located at ICICI BANK LTD., BASUDEV KUTIR,STATION ROAD, BARH, DIST PATNA, BIHAR.803213. It serves the Barh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0002304 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BARH branch came to be assigned the code ICIC0002304.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002304, money simply cannot be routed to the BARH branch electronically.
How to transfer money using IFSC ICIC0002304
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002304 across all three.
NEFT to ICICI Bank Limited, BARH using IFSC ICIC0002304
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002304, and confirm that the system picks up ICICI Bank Limited – BARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0002304
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – BARH, ensure your bank's portal accepts IFSC ICIC0002304 while registering the beneficiary. RTGS is also available 24x7.
IMPS to ICICI Bank Limited BARH (IFSC ICIC0002304)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0002304 in your mobile or internet banking app, and the money is credited to the BARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0002304 for ICICI Bank Limited – BARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0002304 | Yes – ICIC0002304 | Yes – ICIC0002304 |
For most retail customers crediting the Barh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0002304
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – BARH is still mapped to IFSC ICIC0002304. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002304 and the beneficiary's account number to complete the transfer.
Account types you can open at the Barh branch
Once you have an account at ICICI Bank Limited – BARH, the IFSC ICIC0002304 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Barh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7781006273.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0002304
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0002304 and the account number together uniquely identify the Barh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Barh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0002304 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – BARH:
- The IFSC is exactly ICIC0002304 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and BARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Barh branch
The branch is located at ICICI BANK LTD., BASUDEV KUTIR,STATION ROAD, BARH, DIST PATNA, BIHAR.803213, which puts it inside Barh, the broader Patna district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Barh branch” — the verified location pin for IFSC ICIC0002304 should appear at the top of the results.
- Confirm the branch is open by calling 91-7781006273 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0002304 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0002304 for ICICI Bank Limited – BARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Barh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002304 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedBarh Branch
ICICI BANK LTD., BASUDEV KUTIR,STATION ROAD, BARH, DIST PATNA, BIHAR.803213
Barh, Bihar
Phone: 91-7781006273
IFSC: ICIC0002304
Frequently asked questions
Is IFSC ICIC0002304 the same for all accounts at Barh branch?
Yes. The IFSC ICIC0002304 is shared by every account held at ICICI Bank Limited's Barh branch. Only the account number changes from customer to customer.
Does ICICI Bank Limited Barh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7781006273 to confirm.
What is the phone number of ICICI Bank Limited Barh branch?
You can reach the branch at 91-7781006273 during regular banking hours.
Can I use IFSC ICIC0002304 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0002304 to send funds instantly.
How quickly will an NEFT transfer using ICIC0002304 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Barh reflect within 30 minutes.
How do I add ICICI Bank Limited Barh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0002304, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code ICIC0002304 belongs to ICICI Bank Limited's BARH branch, located at ICICI BANK LTD., BASUDEV KUTIR,STATION ROAD, BARH, DIST PATNA, BIHAR.803213 in BARH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
