Use this page as a one-stop reference for everything related to ICICI Bank Limited's JP NAGAR FIRST PHASE branch in BANGALORE, KARNATAKA. The branch's IFSC code ICIC0002324 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For ICICI Bank Limited's JP NAGAR FIRST PHASE branch, the IFSC ICIC0002324 breaks down as follows: ICIC identifies the bank, 0 is the reserved character, and 002324 identifies this particular branch.
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Jp Nagar First Phase branch — IFSC ICIC0002324 — extends the bank's services to customers in and around Bangalore, Karnataka.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Jp Nagar First Phase |
| IFSC Code | ICIC0002324 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., NO.1101,24 MAIN JP NAGAR 1ST PHASE,BANGALORE KARNATAKA.560078 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 91 |
| Phone | 7338377862 |
About this branch
The branch is located at ICICI BANK LTD., NO.1101,24 MAIN JP NAGAR 1ST PHASE,BANGALORE KARNATAKA.560078. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of ICICI Bank Limited. The IFSC ICIC0002324 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's JP NAGAR FIRST PHASE branch came to be assigned the code ICIC0002324.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002324, money simply cannot be routed to the JP NAGAR FIRST PHASE branch electronically.
Products and account variants supported
Every account opened at the Jp Nagar First Phase branch is mapped to IFSC ICIC0002324 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0002324.
Products and services
Customers walking into the Jp Nagar First Phase branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0002324
How to transfer money using IFSC ICIC0002324
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002324 across all three.
NEFT to ICICI Bank Limited, JP NAGAR FIRST PHASE using IFSC ICIC0002324
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002324, and confirm that the system picks up ICICI Bank Limited – JP NAGAR FIRST PHASE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JP NAGAR FIRST PHASE
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's JP NAGAR FIRST PHASE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0002324 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – JP NAGAR FIRST PHASE, use IMPS. With IFSC ICIC0002324 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0002324 for ICICI Bank Limited – JP NAGAR FIRST PHASE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0002324 | Yes – ICIC0002324 | Yes – ICIC0002324 |
For most retail customers crediting the Jp Nagar First Phase branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's JP NAGAR FIRST PHASE branch, the IFSC ICIC0002324 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC ICIC0002324
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the JP NAGAR FIRST PHASE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0002324 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0002324 and the account number together uniquely identify the Jp Nagar First Phase branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – JP NAGAR FIRST PHASE:
- The IFSC is exactly ICIC0002324 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and JP NAGAR FIRST PHASE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jp Nagar First Phase branch sits at ICICI BANK LTD., NO.1101,24 MAIN JP NAGAR 1ST PHASE,BANGALORE KARNATAKA.560078. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 91-7338377862 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC ICIC0002324 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC ICIC0002324 for ICICI Bank Limited – JP NAGAR FIRST PHASE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Jp Nagar First Phase are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002324 continue to work without interruption.
Branch address & contact
ICICI Bank LimitedJp Nagar First Phase Branch
ICICI BANK LTD., NO.1101,24 MAIN JP NAGAR 1ST PHASE,BANGALORE KARNATAKA.560078
Bangalore, Karnataka
Phone: 91-7338377862
IFSC: ICIC0002324
Frequently asked questions
Does ICICI Bank Limited Jp Nagar First Phase branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7338377862 to confirm.
What is the phone number of ICICI Bank Limited Jp Nagar First Phase branch?
You can reach the branch at 91-7338377862 during regular banking hours.
Can I use IFSC ICIC0002324 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0002324 to send funds instantly.
Is IFSC ICIC0002324 the same for all accounts at Jp Nagar First Phase branch?
Yes. The IFSC ICIC0002324 is shared by every account held at ICICI Bank Limited's Jp Nagar First Phase branch. Only the account number changes from customer to customer.
Is IFSC ICIC0002324 valid for NEFT and RTGS?
Yes. IFSC ICIC0002324 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jp Nagar First Phase branch but serve different purposes.
How quickly will an NEFT transfer using ICIC0002324 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Jp Nagar First Phase reflect within 30 minutes.
Where is ICICI Bank Limited Jp Nagar First Phase branch located?
ICICI Bank Limited's Jp Nagar First Phase branch is located at ICICI BANK LTD., NO.1101,24 MAIN JP NAGAR 1ST PHASE,BANGALORE KARNATAKA.560078, Bangalore, Karnataka.
Summary
The IFSC code ICIC0002324 belongs to ICICI Bank Limited's JP NAGAR FIRST PHASE branch, located at ICICI BANK LTD., NO.1101,24 MAIN JP NAGAR 1ST PHASE,BANGALORE KARNATAKA.560078 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
