IFSC Code of ICICI Bank Limited, Basveshwarnagar, Bangalore Branch, Karnataka

Use this page as a one-stop reference for everything related to ICICI Bank Limited's BASVESHWARNAGAR, BANGALORE branch in BANGALORE, KARNATAKA. The branch's IFSC code ICIC0002301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – BASVESHWARNAGAR, BANGALORE is ICIC0002301. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002301 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Basveshwarnagar, Bangalore branch in Bangalore, Karnataka is part of this network and uses the IFSC code ICIC0002301 for all electronic settlement.

About the Basveshwarnagar, Bangalore branch

The Basveshwarnagar, Bangalore branch of ICICI Bank Limited is situated at ICICI BANK LTD., NO.29, 1ST MAIN ROAD, 3RD STAGE, 3RD BLOCK, BASAVESHWARNAGAR, BANGALORE KARNATAKA.560079. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0002301 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BASVESHWARNAGAR, BANGALORE branch came to be assigned the code ICIC0002301.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0002301, money simply cannot be routed to the BASVESHWARNAGAR, BANGALORE branch electronically.

How to transfer money using IFSC ICIC0002301

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0002301 across all three.

NEFT to ICICI Bank Limited, BASVESHWARNAGAR, BANGALORE using IFSC ICIC0002301

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0002301, and confirm that the system picks up ICICI Bank Limited – BASVESHWARNAGAR, BANGALORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0002301

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – BASVESHWARNAGAR, BANGALORE, ensure your bank's portal accepts IFSC ICIC0002301 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited BASVESHWARNAGAR, BANGALORE (IFSC ICIC0002301)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0002301 in your mobile or internet banking app, and the money is credited to the BASVESHWARNAGAR, BANGALORE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC ICIC0002301 for ICICI Bank Limited – BASVESHWARNAGAR, BANGALORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Basveshwarnagar, Bangalore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC ICIC0002301

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – BASVESHWARNAGAR, BANGALORE is still mapped to IFSC ICIC0002301. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0002301 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Basveshwarnagar, Bangalore branch is mapped to IFSC ICIC0002301 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0002301.

Banking services available

The Basveshwarnagar, Bangalore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9844408021.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0002301

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0002301 and the account number together uniquely identify the Basveshwarnagar, Bangalore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Basveshwarnagar, Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0002301 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC ICIC0002301

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – BASVESHWARNAGAR, BANGALORE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0002301.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Basveshwarnagar, Bangalore branch

The branch is located at ICICI BANK LTD., NO.29, 1ST MAIN ROAD, 3RD STAGE, 3RD BLOCK, BASAVESHWARNAGAR, BANGALORE KARNATAKA.560079, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Basveshwarnagar, Bangalore branch” — the verified location pin for IFSC ICIC0002301 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9844408021 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0002301 and your account number.

Verifying IFSC ICIC0002301 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0002301 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9844408021.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Basveshwarnagar, Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0002301 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0002301 is the IFSC code of ICICI Bank Limited, BASVESHWARNAGAR, BANGALORE branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.