IFSC Code of ICICI Bank Limited, Bangalorejayanagar Fourthblock Branch, Karnataka

This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, BANGALOREJAYANAGAR FOURTHBLOCK branch in BANGALORE. The 11-digit IFSC ICIC0007231 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the BANGALOREJAYANAGAR FOURTHBLOCK location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – BANGALOREJAYANAGAR FOURTHBLOCK is ICIC0007231. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007231 map to this branch in BANGALORE, KARNATAKA.

Branch details at a glance

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangalorejayanagar Fourthblock branch in Bangalore, Karnataka is part of this network and uses the IFSC code ICIC0007231 for all electronic settlement.

Bangalorejayanagar Fourthblock branch overview

Located at ICICI BANK LTD., NO 20, OLD NO 740, 10TH MAIN 4TH BLOCK, JAYANAGAR, BANGALORE.560011, KARNATAKA, the Bangalorejayanagar Fourthblock branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0007231 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BANGALOREJAYANAGAR FOURTHBLOCK branch came to be assigned the code ICIC0007231.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0007231, money simply cannot be routed to the BANGALOREJAYANAGAR FOURTHBLOCK branch electronically.

How to transfer money using IFSC ICIC0007231

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007231 across all three.

NEFT to ICICI Bank Limited, BANGALOREJAYANAGAR FOURTHBLOCK using IFSC ICIC0007231

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0007231, and confirm that the system picks up ICICI Bank Limited – BANGALOREJAYANAGAR FOURTHBLOCK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BANGALOREJAYANAGAR FOURTHBLOCK

If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's BANGALOREJAYANAGAR FOURTHBLOCK branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0007231 while initiating the transfer and the credit will appear within minutes.

IMPS to ICICI Bank Limited BANGALOREJAYANAGAR FOURTHBLOCK (IFSC ICIC0007231)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0007231 in your mobile or internet banking app, and the money is credited to the BANGALOREJAYANAGAR FOURTHBLOCK branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bangalorejayanagar Fourthblock

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0007231:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALOREJAYANAGAR FOURTHBLOCK is still linked to IFSC ICIC0007231.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC ICIC0007231

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – BANGALOREJAYANAGAR FOURTHBLOCK is still mapped to IFSC ICIC0007231. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0007231 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Bangalorejayanagar Fourthblock branch is mapped to IFSC ICIC0007231 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains ICIC0007231.

Banking services available

The Bangalorejayanagar Fourthblock branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9844125252.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0007231

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by ICICI Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC ICIC0007231 and the account number together uniquely identify the Bangalorejayanagar Fourthblock branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bangalorejayanagar Fourthblock branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0007231 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – BANGALOREJAYANAGAR FOURTHBLOCK:

• The IFSC is exactly ICIC0007231 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills ICICI Bank Limited as the bank name and BANGALOREJAYANAGAR FOURTHBLOCK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Bangalorejayanagar Fourthblock branch

The branch is located at ICICI BANK LTD., NO 20, OLD NO 740, 10TH MAIN 4TH BLOCK, JAYANAGAR, BANGALORE.560011, KARNATAKA, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Bangalorejayanagar Fourthblock branch” — the verified location pin for IFSC ICIC0007231 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9844125252 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0007231 and your account number.

Verifying IFSC ICIC0007231 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007231 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9844125252.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Bangalorejayanagar Fourthblock are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to ICIC0007231 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code ICIC0007231 belongs to ICICI Bank Limited's BANGALOREJAYANAGAR FOURTHBLOCK branch, located at ICICI BANK LTD., NO 20, OLD NO 740, 10TH MAIN 4TH BLOCK, JAYANAGAR,… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.