IFSC Code of ICICI Bank Limited, Bangalore Cunningham Road Karnataka Branch, Karnataka

If you are searching for the IFSC code of ICICI Bank Limited, BANGALORE CUNNINGHAM ROAD KARNATAKA branch in BANGALORE, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is ICIC0001421. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BANGALORE CUNNINGHAM ROAD KARNATAKA branch, and detailed step-by-step guides for using the IFSC ICIC0001421 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for ICICI Bank Limited – BANGALORE CUNNINGHAM ROAD KARNATAKA is ICIC0001421. The first four letters ICIC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001421 map to this branch in BANGALORE, KARNATAKA.

About the bank

ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bangalore Cunningham Road Karnataka branch in Bangalore, Karnataka is part of this network and uses the IFSC code ICIC0001421 for all electronic settlement.

About the Bangalore Cunningham Road Karnataka branch

The Bangalore Cunningham Road Karnataka branch of ICICI Bank Limited is situated at ICICI BANK LTD,IMPERIAL COURT APARTMENT, UNIT NO.G6, PREMISES NO.180,CUNNINGHAM ROAD,BANGALORE,KARNATAKA-560052. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0001421 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how ICICI Bank Limited's BANGALORE CUNNINGHAM ROAD KARNATAKA branch came to be assigned the code ICIC0001421.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC ICIC0001421, money simply cannot be routed to the BANGALORE CUNNINGHAM ROAD KARNATAKA branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Bangalore Cunningham Road Karnataka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0001421 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC ICIC0001421

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0001421 across all three.

NEFT to ICICI Bank Limited, BANGALORE CUNNINGHAM ROAD KARNATAKA using IFSC ICIC0001421

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0001421, and confirm that the system picks up ICICI Bank Limited – BANGALORE CUNNINGHAM ROAD KARNATAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC ICIC0001421

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – BANGALORE CUNNINGHAM ROAD KARNATAKA, ensure your bank's portal accepts IFSC ICIC0001421 while registering the beneficiary. RTGS is also available 24x7.

IMPS to ICICI Bank Limited BANGALORE CUNNINGHAM ROAD KARNATAKA (IFSC ICIC0001421)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0001421 in your mobile or internet banking app, and the money is credited to the BANGALORE CUNNINGHAM ROAD KARNATAKA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bangalore Cunningham Road Karnataka

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC ICIC0001421:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BANGALORE CUNNINGHAM ROAD KARNATAKA is still linked to IFSC ICIC0001421.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's BANGALORE CUNNINGHAM ROAD KARNATAKA branch, the IFSC ICIC0001421 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Bangalore Cunningham Road Karnataka branch

Once you have an account at ICICI Bank Limited – BANGALORE CUNNINGHAM ROAD KARNATAKA, the IFSC ICIC0001421 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Bangalore Cunningham Road Karnataka branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9740066112.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0001421

Online banking and IFSC ICIC0001421

ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BANGALORE CUNNINGHAM ROAD KARNATAKA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0001421 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Bangalore Cunningham Road Karnataka branch

The branch is located at ICICI BANK LTD,IMPERIAL COURT APARTMENT, UNIT NO.G6, PREMISES NO.180,CUNNINGHAM ROAD,BANGALORE,KARNATAKA-560052, which puts it inside Bangalore, the broader Bangalore Urban district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “ICICI Bank Limited Bangalore Cunningham Road Karnataka branch” — the verified location pin for IFSC ICIC0001421 should appear at the top of the results.
2. Confirm the branch is open by calling 91-9740066112 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0001421 and your account number.

Common mistakes to avoid when using IFSC ICIC0001421

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – BANGALORE CUNNINGHAM ROAD KARNATAKA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: ICIC0001421.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bangalore Cunningham Road Karnataka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0001421, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC ICIC0001421 for ICICI Bank Limited – BANGALORE CUNNINGHAM ROAD KARNATAKA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Final notes

To recap: ICIC0001421 is the IFSC code of ICICI Bank Limited, BANGALORE CUNNINGHAM ROAD KARNATAKA branch, in BANGALORE, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.