This page lists the IFSC code, branch address, contact number and fund-transfer information for ICICI Bank Limited, FRANALI ANNI branch in ANI. The 11-digit IFSC ICIC0007697 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with ICICI Bank Limited at the FRANALI ANNI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0007697 is the IFSC of ICICI Bank Limited's FRANALI ANNI branch. The format is fixed: ICIC = bank code, 0 = reserved, 007697 = branch identifier.
About the bank
ICICI Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Franali Anni branch in Ani, Himachal Pradesh is part of this network and uses the IFSC code ICIC0007697 for all electronic settlement.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Franali Anni |
| IFSC Code | ICIC0007697 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., MAIN MARKET, VILLAGE ANNI, DIST.KULLU, HIMACHAL PRADESH.172026 |
| City | Ani |
| District | Kulu |
| State | Himachal Pradesh |
| STD Code | 91 |
| Phone | 9817391333 |
Franali Anni branch overview
Located at ICICI BANK LTD., MAIN MARKET, VILLAGE ANNI, DIST.KULLU, HIMACHAL PRADESH.172026, the Franali Anni branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC ICIC0007697 is required for all interbank electronic transfers routed through this branch.
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FRANALI ANNI of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0007697 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0007697 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Franali Anni branch is mapped to IFSC ICIC0007697 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0007697.
Banking services available
The Franali Anni branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9817391333.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC ICIC0007697
How to transfer money using IFSC ICIC0007697
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0007697 across all three.
How to use IFSC ICIC0007697 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to ICICI Bank Limited's FRANALI ANNI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC ICIC0007697.
- Confirm the bank name auto-populates as ICICI Bank Limited and the branch as FRANALI ANNI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to FRANALI ANNI
If you need to transfer ₹2 lakh or more in one go to an account at ICICI Bank Limited's FRANALI ANNI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC ICIC0007697 while initiating the transfer and the credit will appear within minutes.
IMPS to ICICI Bank Limited FRANALI ANNI (IFSC ICIC0007697)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC ICIC0007697 in your mobile or internet banking app, and the money is credited to the FRANALI ANNI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0007697 for ICICI Bank Limited – FRANALI ANNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0007697 | Yes – ICIC0007697 | Yes – ICIC0007697 |
For most retail customers crediting the Franali Anni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC ICIC0007697
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at ICICI Bank Limited – FRANALI ANNI is still mapped to IFSC ICIC0007697. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC ICIC0007697 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Franali Anni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC ICIC0007697 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Franali Anni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0007697 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC ICIC0007697
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to ICICI Bank Limited – FRANALI ANNI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
ICIC0007697. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Franali Anni branch
The branch is located at ICICI BANK LTD., MAIN MARKET, VILLAGE ANNI, DIST.KULLU, HIMACHAL PRADESH.172026, which puts it inside Ani, the broader Kulu district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Franali Anni branch” — the verified location pin for IFSC ICIC0007697 should appear at the top of the results.
- Confirm the branch is open by calling 91-9817391333 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0007697 and your account number.
Verifying IFSC ICIC0007697 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0007697 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9817391333.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Franali Anni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0007697, however, work 24x7.
Branch address & contact
ICICI Bank LimitedFranali Anni Branch
ICICI BANK LTD., MAIN MARKET, VILLAGE ANNI, DIST.KULLU, HIMACHAL PRADESH.172026
Ani, Himachal Pradesh
Phone: 91-9817391333
IFSC: ICIC0007697
Frequently asked questions
What is the phone number of ICICI Bank Limited Franali Anni branch?
You can reach the branch at 91-9817391333 during regular banking hours.
Is IFSC ICIC0007697 valid for NEFT and RTGS?
Yes. IFSC ICIC0007697 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of ICICI Bank Limited Franali Anni branch?
The IFSC code of ICICI Bank Limited, Franali Anni branch is ICIC0007697. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does ICICI Bank Limited Franali Anni branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9817391333 to confirm.
Is IFSC ICIC0007697 the same for all accounts at Franali Anni branch?
Yes. The IFSC ICIC0007697 is shared by every account held at ICICI Bank Limited's Franali Anni branch. Only the account number changes from customer to customer.
Can I use IFSC ICIC0007697 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0007697 to send funds instantly.
How do I add ICICI Bank Limited Franali Anni as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0007697, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using ICIC0007697 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Franali Anni reflect within 30 minutes.
Final notes
To recap: ICIC0007697 is the IFSC code of ICICI Bank Limited, FRANALI ANNI branch, in ANI, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
