If you are searching for the IFSC code of ICICI Bank Limited, AJMER branch in AJMER, RAJASTHAN, this page has every detail you need. The verified IFSC code for this branch is ICIC0000185. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AJMER branch, and detailed step-by-step guides for using the IFSC ICIC0000185 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, ICIC0000185 is the IFSC of ICICI Bank Limited's AJMER branch. The format is fixed: ICIC = bank code, 0 = reserved, 000185 = branch identifier.
Bank profile
ICICI Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Ajmer branch — IFSC ICIC0000185 — extends the bank's services to customers in and around Ajmer, Rajasthan.
About the Ajmer branch
The Ajmer branch of ICICI Bank Limited is situated at ICICI BANK LTD., INDIA SHOPPING MALL, INDIA MOTOR CIRCLE, KUTCHERI ROAD, AJMER.305001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code ICIC0000185 is used.
Branch details at a glance
| Bank Name | ICICI Bank Limited |
|---|---|
| Branch | Ajmer |
| IFSC Code | ICIC0000185 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ICICI BANK LTD., INDIA SHOPPING MALL, INDIA MOTOR CIRCLE, KUTCHERI ROAD, AJMER.305001 |
| City | Ajmer |
| District | Ajmer |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 8696948645 |
Why every ICICI Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AJMER of ICICI Bank Limited — its own 11-character IFSC. The code ICIC0000185 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC ICIC0000185 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Ajmer branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC ICIC0000185 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC ICIC0000185
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC ICIC0000185 across all three.
NEFT to ICICI Bank Limited, AJMER using IFSC ICIC0000185
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC ICIC0000185, and confirm that the system picks up ICICI Bank Limited – AJMER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC ICIC0000185
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to ICICI Bank Limited – AJMER, ensure your bank's portal accepts IFSC ICIC0000185 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to ICICI Bank Limited – AJMER, use IMPS. With IFSC ICIC0000185 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC ICIC0000185 for ICICI Bank Limited – AJMER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – ICIC0000185 | Yes – ICIC0000185 | Yes – ICIC0000185 |
For most retail customers crediting the Ajmer branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at ICICI Bank Limited's AJMER branch, the IFSC ICIC0000185 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Ajmer branch is mapped to IFSC ICIC0000185 on the RBI payments network. The branch generally supports the full retail product catalogue of ICICI Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains ICIC0000185.
Products and services
Customers walking into the Ajmer branch can access most of ICICI Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC ICIC0000185
Online banking and IFSC ICIC0000185
ICICI Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AJMER branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC ICIC0000185 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Ajmer branch
The branch is located at ICICI BANK LTD., INDIA SHOPPING MALL, INDIA MOTOR CIRCLE, KUTCHERI ROAD, AJMER.305001, which puts it inside Ajmer, the broader Ajmer district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “ICICI Bank Limited Ajmer branch” — the verified location pin for IFSC ICIC0000185 should appear at the top of the results.
- Confirm the branch is open by calling 91-8696948645 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC ICIC0000185 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to ICICI Bank Limited – AJMER:
- The IFSC is exactly ICIC0000185 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills ICICI Bank Limited as the bank name and AJMER as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ajmer branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC ICIC0000185, however, work 24x7.
Verifying IFSC ICIC0000185 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm ICIC0000185 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8696948645.
- Visiting the bank's official branch locator page.
Branch address & contact
ICICI Bank LimitedAjmer Branch
ICICI BANK LTD., INDIA SHOPPING MALL, INDIA MOTOR CIRCLE, KUTCHERI ROAD, AJMER.305001
Ajmer, Rajasthan
Phone: 91-8696948645
IFSC: ICIC0000185
Frequently asked questions
Is IFSC ICIC0000185 the same for all accounts at Ajmer branch?
Yes. The IFSC ICIC0000185 is shared by every account held at ICICI Bank Limited's Ajmer branch. Only the account number changes from customer to customer.
Where is ICICI Bank Limited Ajmer branch located?
ICICI Bank Limited's Ajmer branch is located at ICICI BANK LTD., INDIA SHOPPING MALL, INDIA MOTOR CIRCLE, KUTCHERI ROAD, AJMER.305001, Ajmer, Rajasthan.
How quickly will an NEFT transfer using ICIC0000185 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to ICICI Bank Limited – Ajmer reflect within 30 minutes.
How do I add ICICI Bank Limited Ajmer as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC ICIC0000185, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of ICICI Bank Limited Ajmer branch?
You can reach the branch at 91-8696948645 during regular banking hours.
Can I use IFSC ICIC0000185 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC ICIC0000185 to send funds instantly.
What is the IFSC code of ICICI Bank Limited Ajmer branch?
The IFSC code of ICICI Bank Limited, Ajmer branch is ICIC0000185. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does ICICI Bank Limited Ajmer branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8696948645 to confirm.
Summary
The IFSC code ICIC0000185 belongs to ICICI Bank Limited's AJMER branch, located at ICICI BANK LTD., INDIA SHOPPING MALL, INDIA MOTOR CIRCLE, KUTCHERI ROAD,… in AJMER, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
