IFSC Code of Hutatma Sahakari Bank Ltd, Vita Branch, Maharashtra

Use this page as a one-stop reference for everything related to Hutatma Sahakari Bank Ltd's VITA branch in SANGLI, MAHARASHTRA. The branch's IFSC code HUSB0000016 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Hutatma Sahakari Bank Ltd's VITA branch, the IFSC HUSB0000016 breaks down as follows: HUSB identifies the bank, 0 is the reserved character, and 000016 identifies this particular branch.

About Hutatma Sahakari Bank Ltd

Hutatma Sahakari Bank Ltd operates a wide network of branches across India, including the Vita branch in Sangli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HUSB0000016.

Branch details at a glance

About this branch

The branch is located at 5494-A SHREE PLAZA KARAD ROAD,KARAD ROAD,VITA,DIST-SANGLI. It serves the Sangli region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Hutatma Sahakari Bank Ltd. The IFSC HUSB0000016 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Hutatma Sahakari Bank Ltd's VITA branch came to be assigned the code HUSB0000016.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HUSB0000016, money simply cannot be routed to the VITA branch electronically.

Products and account variants supported

Every account opened at the Vita branch is mapped to IFSC HUSB0000016 on the RBI payments network. The branch generally supports the full retail product catalogue of Hutatma Sahakari Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains HUSB0000016.

Products and services

Customers walking into the Vita branch can access most of Hutatma Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HUSB0000016

How to transfer money using IFSC HUSB0000016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HUSB0000016 across all three.

How to use IFSC HUSB0000016 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Hutatma Sahakari Bank Ltd's VITA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HUSB0000016.
4. Confirm the bank name auto-populates as Hutatma Sahakari Bank Ltd and the branch as VITA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to VITA

If you need to transfer ₹2 lakh or more in one go to an account at Hutatma Sahakari Bank Ltd's VITA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HUSB0000016 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Hutatma Sahakari Bank Ltd – VITA, use IMPS. With IFSC HUSB0000016 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Vita

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HUSB0000016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VITA is still linked to IFSC HUSB0000016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC HUSB0000016

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Hutatma Sahakari Bank Ltd – VITA is still mapped to IFSC HUSB0000016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HUSB0000016 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Vita branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HUSB0000016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Vita branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HUSB0000016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC HUSB0000016

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Hutatma Sahakari Bank Ltd – VITA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HUSB0000016.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Vita branch

The branch is located at 5494-A SHREE PLAZA KARAD ROAD,KARAD ROAD,VITA,DIST-SANGLI, which puts it inside Sangli, the broader Sangli district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Hutatma Sahakari Bank Ltd Vita branch” — the verified location pin for IFSC HUSB0000016 should appear at the top of the results.
2. Confirm the branch is open by calling 2347-272398 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC HUSB0000016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HUSB0000016 for Hutatma Sahakari Bank Ltd – VITA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Vita are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HUSB0000016 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code HUSB0000016 belongs to Hutatma Sahakari Bank Ltd's VITA branch, located at 5494-A SHREE PLAZA KARAD ROAD,KARAD ROAD,VITA,DIST-SANGLI in SANGLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.