IFSC Code of Hutatma Sahakari Bank Ltd, Gotkhindi Branch, Maharashtra

Below are the complete branch details for Hutatma Sahakari Bank Ltd, GOTKHINDI branch, located in SANGLI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HUSB0000012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HUSB0000012 for Hutatma Sahakari Bank Ltd – GOTKHINDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Hutatma Sahakari Bank Ltd's GOTKHINDI branch, the IFSC HUSB0000012 breaks down as follows: HUSB identifies the bank, 0 is the reserved character, and 000012 identifies this particular branch.

Branch details at a glance

Bank profile

Hutatma Sahakari Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Gotkhindi branch — IFSC HUSB0000012 — extends the bank's services to customers in and around Sangli, Maharashtra.

Gotkhindi branch overview

Located at MAIN ROAD GOTKHINDI,TAL WALWA,DIST-SANGLI, the Gotkhindi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HUSB0000012 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Hutatma Sahakari Bank Ltd's GOTKHINDI branch came to be assigned the code HUSB0000012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC HUSB0000012, money simply cannot be routed to the GOTKHINDI branch electronically.

How to transfer money using IFSC HUSB0000012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HUSB0000012 across all three.

How to use IFSC HUSB0000012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Hutatma Sahakari Bank Ltd's GOTKHINDI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HUSB0000012.
4. Confirm the bank name auto-populates as Hutatma Sahakari Bank Ltd and the branch as GOTKHINDI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to GOTKHINDI

If you need to transfer ₹2 lakh or more in one go to an account at Hutatma Sahakari Bank Ltd's GOTKHINDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HUSB0000012 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Hutatma Sahakari Bank Ltd – GOTKHINDI, use IMPS. With IFSC HUSB0000012 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HUSB0000012 for Hutatma Sahakari Bank Ltd – GOTKHINDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gotkhindi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Hutatma Sahakari Bank Ltd's GOTKHINDI branch, the IFSC HUSB0000012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Gotkhindi branch

Once you have an account at Hutatma Sahakari Bank Ltd – GOTKHINDI, the IFSC HUSB0000012 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gotkhindi branch can access most of Hutatma Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HUSB0000012

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Hutatma Sahakari Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HUSB0000012 and the account number together uniquely identify the Gotkhindi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC HUSB0000012

Hutatma Sahakari Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the GOTKHINDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HUSB0000012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC HUSB0000012

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Hutatma Sahakari Bank Ltd – GOTKHINDI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: HUSB0000012.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Gotkhindi branch sits at MAIN ROAD GOTKHINDI,TAL WALWA,DIST-SANGLI. If you are travelling from outside Sangli, search for the branch on a maps application using the bank name and locality, or call 2342-274488 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HUSB0000012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HUSB0000012 for Hutatma Sahakari Bank Ltd – GOTKHINDI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gotkhindi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HUSB0000012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HUSB0000012 is the IFSC code of Hutatma Sahakari Bank Ltd, GOTKHINDI branch, in SANGLI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.