Use this page as a one-stop reference for everything related to Hutatma Sahakari Bank Ltd's BHADKUMBE branch in SANGLI, MAHARASHTRA. The branch's IFSC code HUSB0000013 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, HUSB0000013 is the IFSC of Hutatma Sahakari Bank Ltd's BHADKUMBE branch. The format is fixed: HUSB = bank code, 0 = reserved, 000013 = branch identifier.
About Hutatma Sahakari Bank Ltd
Hutatma Sahakari Bank Ltd operates a wide network of branches across India, including the Bhadkumbe branch in Sangli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HUSB0000013.
Branch details at a glance
| Bank Name | Hutatma Sahakari Bank Ltd |
|---|---|
| Branch | Bhadkumbe |
| IFSC Code | HUSB0000013 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST BHADKAMBE,TAL WALWA,DIST-SANGLI |
| City | Sangli |
| District | Sangli |
| State | Maharashtra |
| STD Code | 2342 |
| Phone | 246688 |
About the Bhadkumbe branch
The Bhadkumbe branch of Hutatma Sahakari Bank Ltd is situated at AT POST BHADKAMBE,TAL WALWA,DIST-SANGLI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HUSB0000013 is used.
Why every Hutatma Sahakari Bank Ltd branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHADKUMBE of Hutatma Sahakari Bank Ltd — its own 11-character IFSC. The code HUSB0000013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HUSB0000013 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Bhadkumbe branch is mapped to IFSC HUSB0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of Hutatma Sahakari Bank Ltd, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HUSB0000013.
Products and services
Customers walking into the Bhadkumbe branch can access most of Hutatma Sahakari Bank Ltd's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HUSB0000013
How to transfer money using IFSC HUSB0000013
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HUSB0000013 across all three.
NEFT to Hutatma Sahakari Bank Ltd, BHADKUMBE using IFSC HUSB0000013
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HUSB0000013, and confirm that the system picks up Hutatma Sahakari Bank Ltd – BHADKUMBE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHADKUMBE
If you need to transfer ₹2 lakh or more in one go to an account at Hutatma Sahakari Bank Ltd's BHADKUMBE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HUSB0000013 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Hutatma Sahakari Bank Ltd – BHADKUMBE, use IMPS. With IFSC HUSB0000013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Bhadkumbe
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC HUSB0000013:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHADKUMBE is still linked to IFSC HUSB0000013.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Hutatma Sahakari Bank Ltd's BHADKUMBE branch, the IFSC HUSB0000013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhadkumbe branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HUSB0000013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Hutatma Sahakari Bank Ltd carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HUSB0000013 and the account number together uniquely identify the Bhadkumbe branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Hutatma Sahakari Bank Ltd – BHADKUMBE:
- The IFSC is exactly HUSB0000013 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Hutatma Sahakari Bank Ltd as the bank name and BHADKUMBE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bhadkumbe branch sits at AT POST BHADKAMBE,TAL WALWA,DIST-SANGLI. If you are travelling from outside Sangli, search for the branch on a maps application using the bank name and locality, or call 2342-246688 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HUSB0000013 and your account number.
Verifying IFSC HUSB0000013 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HUSB0000013 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2342-246688.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadkumbe branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HUSB0000013, however, work 24x7.
Branch address & contact
Hutatma Sahakari Bank LtdBhadkumbe Branch
AT POST BHADKAMBE,TAL WALWA,DIST-SANGLI
Sangli, Maharashtra
Phone: 2342-246688
IFSC: HUSB0000013
Frequently asked questions
Is IFSC HUSB0000013 the same for all accounts at Bhadkumbe branch?
Yes. The IFSC HUSB0000013 is shared by every account held at Hutatma Sahakari Bank Ltd's Bhadkumbe branch. Only the account number changes from customer to customer.
What is the phone number of Hutatma Sahakari Bank Ltd Bhadkumbe branch?
You can reach the branch at 2342-246688 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhadkumbe branch but serve different purposes.
Does Hutatma Sahakari Bank Ltd Bhadkumbe branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2342-246688 to confirm.
What is the IFSC code of Hutatma Sahakari Bank Ltd Bhadkumbe branch?
The IFSC code of Hutatma Sahakari Bank Ltd, Bhadkumbe branch is HUSB0000013. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using HUSB0000013 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Hutatma Sahakari Bank Ltd – Bhadkumbe reflect within 30 minutes.
Final notes
To recap: HUSB0000013 is the IFSC code of Hutatma Sahakari Bank Ltd, BHADKUMBE branch, in SANGLI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
