IFSC Code of Hutatma Sahakari Bank Ltd, Gokul Shirgaon Branch, Maharashtra

Use this page as a one-stop reference for everything related to Hutatma Sahakari Bank Ltd's GOKUL SHIRGAON branch in KOLHAPUR, MAHARASHTRA. The branch's IFSC code HUSB0000020 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Hutatma Sahakari Bank Ltd's GOKUL SHIRGAON branch, the IFSC HUSB0000020 breaks down as follows: HUSB identifies the bank, 0 is the reserved character, and 000020 identifies this particular branch.

Branch details at a glance

Bank profile

Hutatma Sahakari Bank Ltd is among the recognised banks listed on the Reserve Bank of India's payments network. The Gokul Shirgaon branch — IFSC HUSB0000020 — extends the bank's services to customers in and around Kolhapur, Maharashtra.

Gokul Shirgaon branch overview

Located at GROUND FLOOR,CITY SARVEY NO.141,NEAR KAMAN PINCODE-416234, the Gokul Shirgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC HUSB0000020 is required for all interbank electronic transfers routed through this branch.

Why every Hutatma Sahakari Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GOKUL SHIRGAON of Hutatma Sahakari Bank Ltd — its own 11-character IFSC. The code HUSB0000020 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HUSB0000020 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC HUSB0000020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HUSB0000020 across all three.

How to use IFSC HUSB0000020 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Hutatma Sahakari Bank Ltd's GOKUL SHIRGAON branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC HUSB0000020.
4. Confirm the bank name auto-populates as Hutatma Sahakari Bank Ltd and the branch as GOKUL SHIRGAON.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC HUSB0000020

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON, ensure your bank's portal accepts IFSC HUSB0000020 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON, use IMPS. With IFSC HUSB0000020 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC HUSB0000020 for Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gokul Shirgaon branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC HUSB0000020

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON is still mapped to IFSC HUSB0000020. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HUSB0000020 and the beneficiary's account number to complete the transfer.

Account types you can open at the Gokul Shirgaon branch

Once you have an account at Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON, the IFSC HUSB0000020 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Gokul Shirgaon branch can access most of Hutatma Sahakari Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC HUSB0000020

MICR & cheque-truncation details

Cheques drawn on the Gokul Shirgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HUSB0000020 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Gokul Shirgaon branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HUSB0000020 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON:

• The IFSC is exactly HUSB0000020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Hutatma Sahakari Bank Ltd as the bank name and GOKUL SHIRGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gokul Shirgaon branch sits at GROUND FLOOR,CITY SARVEY NO.141,NEAR KAMAN PINCODE-416234. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 2342-267881 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HUSB0000020 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC HUSB0000020 for Hutatma Sahakari Bank Ltd – GOKUL SHIRGAON, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Gokul Shirgaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HUSB0000020 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: HUSB0000020 is the IFSC code of Hutatma Sahakari Bank Ltd, GOKUL SHIRGAON branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.