Below are the complete branch details for HSBC Bank, ANDHERI MUMBAI branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is HSBC0400003. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HSBC0400003 for HSBC Bank – ANDHERI MUMBAI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HSBC Bank's ANDHERI MUMBAI branch, the IFSC HSBC0400003 breaks down as follows: HSBC identifies the bank, 0 is the reserved character, and 400003 identifies this particular branch.
About the bank
HSBC Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Andheri Mumbai branch in Mumbai, Maharashtra is part of this network and uses the IFSC code HSBC0400003 for all electronic settlement.
About this branch
The branch is located at KAMALA BHAVAN SWAMI NITYANAND MARG ANDHERI EASTMUMBAI 400 069. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of HSBC Bank. The IFSC HSBC0400003 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | HSBC Bank |
|---|---|
| Branch | Andheri Mumbai |
| IFSC Code | HSBC0400003 |
| MICR Code | Refer to cheque leaf |
| Branch Address | KAMALA BHAVAN SWAMI NITYANAND MARG ANDHERI EASTMUMBAI 400 069 |
| City | Mumbai |
| District | Greater Mumbai |
| State | Maharashtra |
Why every HSBC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ANDHERI MUMBAI of HSBC Bank — its own 11-character IFSC. The code HSBC0400003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HSBC0400003 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Andheri Mumbai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC HSBC0400003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC HSBC0400003
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HSBC0400003 across all three.
NEFT to HSBC Bank, ANDHERI MUMBAI using IFSC HSBC0400003
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HSBC0400003, and confirm that the system picks up HSBC Bank – ANDHERI MUMBAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ANDHERI MUMBAI
If you need to transfer ₹2 lakh or more in one go to an account at HSBC Bank's ANDHERI MUMBAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC HSBC0400003 while initiating the transfer and the credit will appear within minutes.
IMPS to HSBC Bank ANDHERI MUMBAI (IFSC HSBC0400003)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HSBC0400003 in your mobile or internet banking app, and the money is credited to the ANDHERI MUMBAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HSBC0400003 for HSBC Bank – ANDHERI MUMBAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HSBC0400003 | Yes – HSBC0400003 | Yes – HSBC0400003 |
For most retail customers crediting the Andheri Mumbai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HSBC0400003
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HSBC Bank – ANDHERI MUMBAI is still mapped to IFSC HSBC0400003. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HSBC0400003 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Andheri Mumbai branch is mapped to IFSC HSBC0400003 on the RBI payments network. The branch generally supports the full retail product catalogue of HSBC Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains HSBC0400003.
Banking services available
The Andheri Mumbai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC HSBC0400003
Online banking and IFSC HSBC0400003
HSBC Bank customers can register for net banking and the bank's official mobile app once their account at the ANDHERI MUMBAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC HSBC0400003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Andheri Mumbai branch sits at KAMALA BHAVAN SWAMI NITYANAND MARG ANDHERI EASTMUMBAI 400 069. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HSBC0400003 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HSBC Bank – ANDHERI MUMBAI:
- The IFSC is exactly HSBC0400003 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HSBC Bank as the bank name and ANDHERI MUMBAI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Andheri Mumbai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC HSBC0400003, however, work 24x7.
Verifying IFSC HSBC0400003 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HSBC0400003 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
HSBC BankAndheri Mumbai Branch
KAMALA BHAVAN SWAMI NITYANAND MARG ANDHERI EASTMUMBAI 400 069
Mumbai, Maharashtra
Phone: the branch contact number
IFSC: HSBC0400003
Frequently asked questions
Where is HSBC Bank Andheri Mumbai branch located?
HSBC Bank's Andheri Mumbai branch is located at KAMALA BHAVAN SWAMI NITYANAND MARG ANDHERI EASTMUMBAI 400 069, Mumbai, Maharashtra.
Does HSBC Bank Andheri Mumbai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
How quickly will an NEFT transfer using HSBC0400003 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HSBC Bank – Andheri Mumbai reflect within 30 minutes.
Can I use IFSC HSBC0400003 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HSBC0400003 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Andheri Mumbai branch but serve different purposes.
How do I add HSBC Bank Andheri Mumbai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HSBC0400003, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code HSBC0400003 belongs to HSBC Bank's ANDHERI MUMBAI branch, located at KAMALA BHAVAN SWAMI NITYANAND MARG ANDHERI EASTMUMBAI 400 069 in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
