Below are the complete branch details for HDFC Bank, JANGIPUR BRANCH branch, located in JANGIPUR, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is HDFC0002420. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case HDFC0002420 for HDFC Bank – JANGIPUR BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For HDFC Bank's JANGIPUR BRANCH branch, the IFSC HDFC0002420 breaks down as follows: HDFC identifies the bank, 0 is the reserved character, and 002420 identifies this particular branch.
About HDFC Bank
HDFC Bank operates a wide network of branches across India, including the Jangipur Branch branch in Jangipur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, HDFC0002420.
Branch details at a glance
| Bank Name | HDFC Bank |
|---|---|
| Branch | Jangipur Branch |
| IFSC Code | HDFC0002420 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL GOPAL NAGAR, RAGHUNATHGANJ, JANGIPUR, DIST. MURSHIDABAD, JANGIPUR WEST BENGAL 742225 |
| City | Jangipur |
| District | Murshidabad |
| State | West Bengal |
| STD Code | 91 |
| Phone | 9831073333 |
About the Jangipur Branch branch
The Jangipur Branch branch of HDFC Bank is situated at VILL GOPAL NAGAR, RAGHUNATHGANJ, JANGIPUR, DIST. MURSHIDABAD, JANGIPUR WEST BENGAL 742225. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code HDFC0002420 is used.
Why every HDFC Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JANGIPUR BRANCH of HDFC Bank — its own 11-character IFSC. The code HDFC0002420 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC HDFC0002420 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Jangipur Branch branch
Once you have an account at HDFC Bank – JANGIPUR BRANCH, the IFSC HDFC0002420 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Jangipur Branch branch can access most of HDFC Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC HDFC0002420
How to transfer money using IFSC HDFC0002420
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC HDFC0002420 across all three.
NEFT to HDFC Bank, JANGIPUR BRANCH using IFSC HDFC0002420
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC HDFC0002420, and confirm that the system picks up HDFC Bank – JANGIPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC HDFC0002420
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to HDFC Bank – JANGIPUR BRANCH, ensure your bank's portal accepts IFSC HDFC0002420 while registering the beneficiary. RTGS is also available 24x7.
IMPS to HDFC Bank JANGIPUR BRANCH (IFSC HDFC0002420)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC HDFC0002420 in your mobile or internet banking app, and the money is credited to the JANGIPUR BRANCH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC HDFC0002420 for HDFC Bank – JANGIPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – HDFC0002420 | Yes – HDFC0002420 | Yes – HDFC0002420 |
For most retail customers crediting the Jangipur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC HDFC0002420
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at HDFC Bank – JANGIPUR BRANCH is still mapped to IFSC HDFC0002420. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC HDFC0002420 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Jangipur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC HDFC0002420 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by HDFC Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC HDFC0002420 and the account number together uniquely identify the Jangipur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to HDFC Bank – JANGIPUR BRANCH:
- The IFSC is exactly HDFC0002420 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills HDFC Bank as the bank name and JANGIPUR BRANCH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Jangipur Branch branch sits at VILL GOPAL NAGAR, RAGHUNATHGANJ, JANGIPUR, DIST. MURSHIDABAD, JANGIPUR WEST BENGAL 742225. If you are travelling from outside Jangipur, search for the branch on a maps application using the bank name and locality, or call 91-9831073333 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC HDFC0002420 and your account number.
Verifying IFSC HDFC0002420 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm HDFC0002420 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9831073333.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Jangipur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to HDFC0002420 continue to work without interruption.
Branch address & contact
HDFC BankJangipur Branch Branch
VILL GOPAL NAGAR, RAGHUNATHGANJ, JANGIPUR, DIST. MURSHIDABAD, JANGIPUR WEST BENGAL 742225
Jangipur, West Bengal
Phone: 91-9831073333
IFSC: HDFC0002420
Frequently asked questions
Is IFSC HDFC0002420 valid for NEFT and RTGS?
Yes. IFSC HDFC0002420 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using HDFC0002420 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to HDFC Bank – Jangipur Branch reflect within 30 minutes.
Is IFSC HDFC0002420 the same for all accounts at Jangipur Branch branch?
Yes. The IFSC HDFC0002420 is shared by every account held at HDFC Bank's Jangipur Branch branch. Only the account number changes from customer to customer.
What is the phone number of HDFC Bank Jangipur Branch branch?
You can reach the branch at 91-9831073333 during regular banking hours.
How do I add HDFC Bank Jangipur Branch as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC HDFC0002420, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC HDFC0002420 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC HDFC0002420 to send funds instantly.
Where is HDFC Bank Jangipur Branch branch located?
HDFC Bank's Jangipur Branch branch is located at VILL GOPAL NAGAR, RAGHUNATHGANJ, JANGIPUR, DIST. MURSHIDABAD, JANGIPUR WEST BENGAL 742225, Jangipur, West Bengal.
Final notes
To recap: HDFC0002420 is the IFSC code of HDFC Bank, JANGIPUR BRANCH branch, in JANGIPUR, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
